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COMPANY PROFILE
- Company: Embrace Pet Insurance
- Market Share: 2.3%*
- Insurance Underwriter: RLI Corp.
- Underwriter A.M. Best Insurance Rating: A+
- Headquarters: Beachwood, Ohio
- Year Founded: 2003
- Leadership: Laura Bennett, Alex Krooglik
THIRD PARTY REVIEWS
- BBB Rating: A+
- BBB Accredited? Yes
- BBB Complaints Last 12 Months: 1
- BBB Complaints Last 3 Years: 3
- Avg Pet Insurance Review Score: 9.2**
- Total Pet Insurance Reviews: 1,192**
- Facebook Page: 2,105 like this
- Twitter Page: 944 Followers
- AAHA Accepted? No
- NAPHIA Member? Yes
POLICY & SERVICE HIGHLIGHTS
- Dog Insurance & Cat Insurance Available? Yes
- Customizable Deductible & Co-Payment? Yes
- Per Incident Deductible? No
- Annual Deductible? Yes
- Hereditary & Congenital Coverage Available? Yes
- Wellness & Routine Care Coverage Available? Yes
- Alternative Therapies Coverage Available? Yes
- Pre-Existing Conditions Coverage? No
- Benefit Schedule for Accidents & Illness Coverage? No
- Per Incident Limit? No
- Annual Benefit Limit? $15,000
- Lifetime Benefit Limit? $50,000
- Minimum Age for Coverage: 6 weeks
- Maximum Age for Coverage: 8 years (mixed breed dogs), 6 years (purebreed), 10 years (mixed breed cats), 8 years (purebreed)
- Cruciate Ligament & Orthopedic Policy: 6 month waiting period, optional orthopedic waiver reduces wating period to 14 days
- Policy Exclusions: See full list of policy exclusions below
- Waiting Period: 14 days for accidents, 14 days for illnesses, no wait for wellness and routine care coverage
- Claims Reimbursement: 15 days
- Multiple Pet Discount: 5%
- Vet Policy: Use any licensed veterinarian in the U.S.
- Phone: 1-800-453-4054
- Hours of Operation: Mon - Fri: 8:30 am - 8:00 pm EST
- Trial Offer: 30 days
- Click Here To Get Embrace Pet Insurance Quotes
ADDITIONAL POLICY & COVERAGE DETAILS
- Provides pet health insurance for both dogs and cats
- Continuing coverage for chronic conditions
- Provides a fully-customizable policy (flexible deductible, co-payment and coverage options)
- Additional discounts available:
- 5% annual pay discount
- Spay/neuter discount
- Veterinary professional
- 5% military discount
- 5% PennHIP discount
- Employee benefits discount
- Embrace offers two pet insurance plans:
- Accident Only
- For older pets that don’t meet age restrictions***
- For pets that have had chronic illnesses
- Fully Customizable
- Accidents
- Illnesses
- Optional wellness coverage – 100% coverage up to wellness rewards plan maximum
- Annual maximum benefit $15,000, $10,000 or $5,000
- Annual deductible of $100, 200, 300, 500 or $1,000
- Co-pay of 10, 20 or 35%
- Optional prescription drug coverage
- Optional dental coverage
- Policy Exclusions:
- Pre-existing conditions
- Prosthetic limbs and devices including motility aids
- Treatment for behavioral issues
- Breeding, whelping, and pregnancy
- Cremation and burial
- Injury caused deliberately by you or any other person or pet residing in your home
- Injury or illness resulting from fighting, racing, cruelty, or neglect
- Cosmetic procedures such as tail docking, ear cropping, and dew claw removal (although covered when medically necessary)
www.petinsurance.com*
As of 1/5/2012 www.petinsurancereview.com**
DISCLAIMER - This information is provided for general information and educational purposes only and is subject to change without notice. You should contact each Insurance provider for the latest information, availability of products and services and confirm all terms and conditions that apply before making a purchase decision. Except as expressly stated by PetInsuranceQuotes.com, no affiliation, endorsement or sponsorship of third party products and services is intended or implied.
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