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COMPANY PROFILE

• Company: PetPlan Pet Insurance
• Market Share: 4.6%*
• Insurance Underwriter: AGCS Marine Insurance Company
• Underwriter A.M. Best Insurance Rating: A+ 
• Headquarters: Philadelphia, Pennyslvania
• Year Founded: 2003
• Leadership: Chris Ashton, Natasha Ashton

THIRD PARTY REVIEWS

• BBB Rating: A-
• BBB Accredited? Yes 
• BBB Complaints Last 12 Months: 8
• BBB Complaints Last 3 Years: 26
• Avg Pet Insurance Review Score: 9.3**
• Total Pet Insurance Reviews: 1,114**
• Facebook Page: 6,964 like this 
• Twitter Page: 3,685 Followers 
• AAHA Accepted? Yes
• NAPHIA Member? No

POLICY & SERVICE HIGHLIGHTS

• Dog Insurance & Cat Insurance Available? Yes
• Customizable Deductible & Co-Payment? Yes
• Per Incident Deductible? Yes
• Annual Deductible? No
• Hereditary & Congenital Coverage Available? Yes
• Wellness & Routine Care Coverage Available? No
• Alternative Therapies Coverage Available? Yes (must be administered by licensed veterinarian)
• Pre-Existing Conditions Coverage? No
• Benefit Schedule for Accidents & Illness Coverage? No
• Per Incident Limit? None
• Annual Benefit Limit? $20,000
• Lifetime Benefit Limit? None
• Minimum Age for Coverage: 6 weeks
• Maximum Age for Coverage: None
• Cruciate Ligament & Orthopedic Policy: 6-month waiting period for cruciate ligaments and patellar luxation, 30 day waiver is available, if your pet is treated for a cruciate ailment on one side the other side is excluded for 12 months from the date of treatment, 14 day waiting period for hip dysplasia 
• Policy Exclusions: See full list of policy exclusions below
• Waiting Period: 1 day for accidents, 14 days for illnesses
• Claims Reimbursement: 95% of claims are paid in five days
• Multiple Pet Discount: 10%
• Vet Policy: Use any licensed veterinarian in the U.S.
• Phone: 1-866-467-3875
• Hours of Operation: Mon - Fri:  8:00 am - 10:30 pm EST, Sat: 8:30 am - 8:30 pm EST, Sun: 10:00 am - 6:00 pm EST
• Trial Offer: 30 days
• Click Here To Get Pet Plan Pet Insurance Quotes

ADDITIONAL POLICY & COVERAGE DETAILS

• Provides unique ‘Covered for Life’ guarantee
• Provides pet health insurance for both dogs and cats
• 6-month waiting period for knees and cruciate ligaments, however you can waive the waiting period by filling out an orthopedic waiver
• Maximum 15% discount (20% for veterinary professionals):
  • 10% multiple pet discount
  • 5% online discount
  • 10% microchip discount
  • 10% medical services discount
  • 10% military discount
  • 10% employee benefits discount
  • 15% veterinary professional discount
  • 5% strategic partner discount

• PetPlan offers three different pet insurance plans:

• Bronze
  • Choice of 100%, 90% or 80% reimbursement
  • Per condition deductible - choice of $50, $100 or $200
  • Veterinary treatment - $8,000 annual maximum
  • Heredity and congenital conditions
  • Vet exam fees
  • Diagnostics
  • Surgery
  • Prescription meds
  • Non-routine dental
  • Cancer
  • Rehab
  • Alternative therapies
  • Behavioral therapies

• Silver
  • Choice of 100%, 90% or 80% reimbursement
  • Per condition deductible - choice of $50, $100 or $200
  • Veterinary treatment - $12,000 annual maximum
  • Heredity and congenital conditions
  • Vet exam fees
  • Diagnostics
  • Surgery
  • Prescription meds
  • Non-routine dental
  • Cancer
  • Rehab
  • Alternative therapies
  • Behavioral therapies
  • Boarding kennel fees - $250 annual maximum
  • Loss & recovery - $250 annual maximum

• Gold
  • Choice of 100%, 90% or 80% reimbursement
  • Per condition deductible - choice of $50, $100 or $200
  • Veterinary treatment - $20,000 annual maximum
  • Heredity and congenital conditions
  • Vet exam fees
  • Diagnostics
  • Surgery
  • Prescription meds
  • Non-routine dental
  • Cancer
  • Rehab
  • Alternative therapies
  • Behavioral therapies
  • Boarding kennel fees - $500 annual maximum
  • Loss & recovery - $500 annual maximum
  • Accidental death - $1,000 maximum
  • Vacation cancellation - $1,000 annual maximum

• Policy Exclusions:
  • Elective surgeries
  • Pre-existing conditions
  • Wellness and routine care
  • Food
  • Breeding or pregnancy costs
  • Experimental surgery
  • Grooming

• Click Here To See An Example Pet Plan Policy

www.petinsurance.com*

As of 1/5/2012 www.petinsurancereview.com**

DISCLAIMER - This information is provided for general information and educational purposes only and is subject to change without notice. You should contact each Insurance provider for the latest information, availability of products and services and confirm all terms and conditions that apply before making a purchase decision. Except as expressly stated by PetInsuranceQuotes.com, no affiliation, endorsement or sponsorship of third party products and services is intended or implied.

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