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COMPANY PROFILE
- Company: PurinaCare Pet Health Insurance
- Market Share: 0.4%*
- Insurance Underwriter: Central States Indemnity Co. of Omaha
- Underwriter A.M. Best Insurance Rating: A+
- Headquarters: San Antonio, Texas
- Year Founded: 2008
- Leadership: n/a
THIRD PARTY REVIEWS
- BBB Rating: A-
- BBB Accredited? No
- BBB Complaints Last 12 Months: 2
- BBB Complaints Last 3 Years: 3
- Avg Pet Insurance Review Score: 8.5**
- Total Pet Insurance Reviews: 66**
- Facebook Page: 13,359 like this
- Twitter Page: 521 Followers
- AAHA Accepted? No
- NAPHIA Member? No
POLICY & SERVICE HIGHLIGHTS
- Dog Insurance & Cat Insurance Available? Yes
- Customizable Deductible & Co-Payment? Yes
- Per Incident Deductible? No
- Annual Deductible? Yes
- Hereditary & Congenital Coverage Available? Yes
- Wellness & Routine Care Coverage Available? Yes
- Alternative Therapies Coverage Available? Yes (must be administered by licenced veterinarian)
- Pre-Existing Conditions Coverage? No
- Benefit Schedule? No
- Per Incident Limit? None
- Annual Benefit Limit? $20,000
- Lifetime Benefit Limit? None
- Minimum Age for Coverage: 8 weeks
- Maximum Age for Coverage: None
- Cruciate Ligament & Orthopedic Policy: 14 day waiting peroid, hip dysplasia and cruciate ligaments are treated as illnesses and are bilateral conditions so only one side is covered
- Policy Exclusions: See full list of exclusions below
- Waiting Period: 2 days for accidents, no wait for wellness coverage, 14 days for illnesses
- Claims Reimbursement: n/a
- Multiple Pet Discount: 5% for two pets, 10% for three pets
- Vet Policy: Use any licensed veterinarian in the U.S.
- Phone: 1-877-878-7462
- Hours of Operation: Mon - Fri: 9:00 am - 6:00 pm EST
- Trial Offer: 14 days
- Get PurinaCare Pet Insurance Quotes
ADDITIONAL PET INSURANCE POLICY & COVERAGE DETAILS
- Provides pet health insurance for cats & dogs
- Torn cruciate ligaments and associated Conditions, torn meniscus and associated Conditions, patellar luxations and associated Conditions, ingested gastrointestinal foreign bodies and associated Conditions, and Gastric Dilatation and/or Volvulus (GDV) and associated Conditions are specifically defined as Illnesses, NOT as Accidents
- All Illnesses are considered to be bilateral (affecting both sides of the body equally)
- PurinaCare offers three different pet insurance plans:
- Accident Only
- Injuries & accidents
- PurinaCare plus Preventative Care
- Illness
- Injuries & accidents
- Hospitalization
- Surgeries
- Hereditary conditions
- MRI, Cat and X-ray
- Lab tests
- Prescription medications
- PurinaCare plus Preventative Care
- Illness
- Injuries & accidents
- Hospitalization
- Surgeries
- Hereditary conditions
- MRI, Cat and X-ray
- Lab tests
- Prescription medications
- Vaccinations
- Annual Exams
- Dental scaling/polishing
- Spaying neutering
- Heartworm and Flea Control
- PurinaCare Preventive Care Additional Coverage
- After Annual Deductible is met
- Pet must be > 9 months)
- Annual Exam $150 (Dogs) $150 (Cats)
- Spay/Neuter $150 $100
- Teeth Cleaning $200 $200
- Blood Panel $75 $75
- Heartworm Test $40 $40
- Heartworm Medication $75 $75
- Fecal Test $40 $40
- Urinalysis $35 $35
- Flea Prevention $100 $100
- Vaccines/Inoculations $250 $250 (must be < 9 months)
- Microchip Implant $50 $50
- Policy Exclusions:
- All pre-existing conditions
- Breeding, fertility and pregnancy
- Alternative care unless performed by licensed vet in clinical setting
- Cosmetic and elective procedures
- Any training
- All pet foods for any reason
- All nutritional supplements or vitamins
- Grooming
- Boarding
- Preventable conditions – e.g. kennel cough
- Accidents caused intentionally inflicted by policyholder
www.petinsurance.com*
As of 1/5/2012 www.petinsurancereview.com**
DISCLAIMER - This information is provided for general information and educational purposes only and is subject to change without notice. You should contact each Insurance provider for the latest information, availability of products and services and confirm all terms and conditions that apply before making a purchase decision. Except as expressly stated by PetInsuranceQuotes.com, no affiliation, endorsement or sponsorship of third party products and services is intended or implied.
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