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COMPANY PROFILE

• Company: Trupanion Pet Insurance
• Market Share: 0.5%*
• Insurance Underwriter: American Pet Insurance Company
• Underwriter A.M. Best Insurance Rating: n/a
• Headquarters: Seattle, Washington
• Year Founded: 2000
• CEO: Darryl Rawlings

THIRD PARTY REVIEWS

• BBB Rating: A+
• BBB Accredited? Yes
• BBB Complaints Last 12 Months: 12
• BBB Complaints Last 3 Years: 16
• Avg Pet Insurance Review Score: 8.5**
• Total Pet Insurance Reviews: 443**
• Facebook Page: 56,697 like this
• Twitter Page: 5,274 Followers
• AAHA Accepted? Yes
• NAPHIA Member? Yes

POLICY & SERVICE HIGHLIGHTS

• Dog Insurance & Cat Insurance Available? Yes
• Customizable Deductible & Co-Payment? Yes
• Per Incident Deductible? Yes
• Annual Deductible? No
• Hereditary & Congenital Coverage Available? Yes
• Wellness & Routine Care Coverage Available? No
• Alternative Therapies Coverage Available? Yes
• Pre-Existing Conditions Coverage? No
• Benefits Schedule? No
• Per Incident Limit? None
• Annual Benefit Limit? None
• Lifetime Benefit Limit? None
• Minimum Age for Coverage: 8 weeks
• Maximum Age for Coverage: 13 years-old (must be enrolled prior to 1st birthday for hip dysplasia coverage)
• Cruciate Ligament & Orthopedic Policy: 5 day waiting period for orthopedic and cruciate ligaments, do not cover bilateral conditions where one side of the body has a pre-existing condition
• Policy Exclusions: See below for a full list of policy and coverage exclusions
• Waiting Period: 5 days for accidents, 30 days for illnesses
• Claims Reimbursement: 7-10 days for first claim, 24 hours thereafter
• Multiple Pet Discount: No
• Vet Policy: Use any licensed veterinarian in the U.S.
• Phone: 1-800-569-7913
• Hours of Operation: 24/7
• Trial Offer: Only offered through select veterinarian 
• Get Trupanion Pet Insurance Quotes Here

ADDITIONAL POLICY & COVERAGE DETAILS

• American Animal Hospital Associations (AAHA) accepted
• Provides pet health insurance for both dogs and cats
• No penalty for filing claims, premiums do not increase as pet ages but premiums may increase due to veterinary inflation
• No multiple pet discount
• 7-10 days for 1^st claim and 24 hours thereafter – checks only
• Hip dysplasia not covered if your pet is > 1 year old

• Trupanion offers one comprehensive pet insurance plan:
  • Diagnostic tests
  • Surgeries
  • Medications
  • Hospital stays
  • Hereditary – as long as they’re not pre-existing
  • Congenital disorders – as long as they’re not pre-existing
  • Other treatments that arise from a dog getting sick or injured
  • Per incident Cap - None
  • Annual Cap - None
  • Lifetime Cap - None
  • 90% payout
  • Per incident deductible from $0 - $1,000

• Policy Exclusions:
  • Wellness and preventative care (including flea treatments, dental cleanings, and vaccinations)
  • Pre-existing conditions
  • Alternative therapies
  • Behavioral treatment
  • Exam fees

• Trupanion Sample Policy

www.petinsurance.com* 

As of 1/5/2012 www.petinsurancereview.com**

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