Pet Insurance for Older Dogs

Coverage for Senior Dogs

As a dog ages, the need for veterinary care increases. Because your pet is a part of the family, you’ll naturally want to provide for any medical needs that may arise, but senior pet care can be costly.

Fortunately, insurance can help make medical care more affordable; however, pet insurance for senior dogs is complicated and may present challenges that are generally not a concern with younger animals.

Age does not necessarily preclude your pet from getting insured, and at, you can get quotes and compare plans so that you can find the best pet insurance for older dogs.

As the owner of an elderly dog, however, there are a few things that you should be aware of when considering the purchase of insurance.

While it is generally possible to get insurance for older pets, this may not be the case for dogs of a more advanced age. Buying pet insurance for dogs over nine years of age may prove difficult with some pet insurance companies, as they may have age limits in place.

These insurance companies will not enroll pets that are 10 to 12 years old or older. Ideally, you will want to already have pet insurance for dogs over nine years old and should avoid letting it lapse.

Age is one of the factors that impacts how much you will pay for pet insurance. The older the dog is, the higher your costs will be, as the risk of diseases and illnesses increases with age.

Regardless of the age of your pet when it is originally insured, the price of coverage will rise as it gets older by as much as 5 to 10 percent a year. The actual cost of the insurance will depend on which insurance company you’ve chosen.

This is one of the reasons why getting a price quote from is so important when it comes to picking the best pet insurance for older dogs.

When comparing plans, there are important considerations other than finding the cheapest pet insurance for older dogs. For instance, there are certain problems that may limit the specific coverage that you are able to obtain.

Pet insurance will not, for example, cover pre-existing conditions. This means if you are attempting to sign up for insurance after your pet has become ill or injured, the insurer will not pay any claims that are associated with that specific ailment.

In some cases, an insurance company may refuse to insure your pet at all. If your elderly dog has a congenital or hereditary condition, however, claims may be covered, depending on the insurance provider.

Although these do not fall under the umbrella of pre-existing conditions, you will want to verify that they are covered by the insurance company that you choose.

One way to determine if your pet has a pre-existing condition is to request a free veterinary review. This rules out any pre-existing conditions that you are unaware of and can help prevent expensive surprises later.

There are many reasons to trust when you need to buy pet insurance for old dogs. We are highly knowledgeable and the only licensed pet insurance agency in the United States.

As an independent company, we’ll give you the tools to compare plans and prices from the top insurance providers. Our services are simple to use, fast, and 100 percent free. Get a quote or contact us for more information today!


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