Compare 24PetWatch Pet Insurance vs PetPremium Pet Health Insurance Plans

24PetWatch Pet Insurance and PetPremium Pet Health Insurance are two of the best pet insurance companies in America.

24PetWatch Pet InsurancePetPremium Pet Health Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:00
Deductible:$100 - $1,000$100 - $500
Reimbursement:80%70% - 90%
Annual Limit:$1,500 - $20,000$5,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:Varies *Non
Waiting Period for Illnesses:Varies *14 days
Waiting Period for Orthopedic Coverage:Varies *14 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions:NoneNone

Bottom Line

PetPremium and PetFirst are both great choices for dog and cat owners. Both companies offer accident and illness coverage with the option to add wellness and routine care. An important consideration is that ASPCA has an annual deductible and PetFirst has a per-incident deductible, which is applies each time your pet has a health issue. We recommend annual deductibles in case you have multiple claims in one calendar year.

24PetWatch Pet Insurance Enrollment Requirements

* Waiting periods vary based on the plan you select and the condition you are filing a claim for. Here are sample policies that provide more detail including terms and exclusions.

PetPremium Pet Health Insurance Enrollment Requirements

PetPremium Pet Insurance is administered by C&F Insurance Agency, Inc., which is based in Akron, Ohio. The agency was founded in 1997 making it the second oldest pet insurance provider in the United States. Products are underwritten by the United States Fire Insurance Company, which has an A.M. Best Insurance rating of A (Excellent).


Here is a quick, side-by-side comparison of PetPremium and PetFirst Pet Insurance to help you decide between the two.

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