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AKC vs. ASPCA Pet Health Insurance

Here is a quick, side-by-side comparison of AKC and ASPCA Pet Health Insurance to help you find the perfect plan for your dog or cat.

AKC Pet Insurance
ASPCA Pet Insurance
Average Price

$28 - 55/mo.


$25 - 54/mo.


A.M. Best Rating A- (Excellent) A
BBB Rating A A+
Customer Satisfaction NA NA
Total Reviews NA NA
Deductible $100 - 1,000
$100 - 500
Reimbursement 80% 70 - 90%
Annual Limit $1.5k - 10k
$5,000 - Unlimited
Per Incident Limit $3k - 16k Unlimited
Company Profile AKC Overview ASPCA Overview
Waiting Period for Accidents 3 days 1 day
Waiting Period for Illnesses 14 days 14 days
Waiting Period - Orthopedic
14 days
14 days
Emergency Care
Cancer Coverage
Orthopedic Issues Excludes luxating patella and cruciate ligament damage
Hereditary Conditions Optional
Chronic Conditions
Prescription Meds
Cancer Coverage
Dental Care Accident Only / Cleaning Optional
Accident Only
Wellness Coverage
Optional Optional
Vet Restrictions None None

Note: Pet insurance companies do not cover pre-existing condition

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