Compare AKC Pet Insurance vs ASPCA Pet Health Insurance Plans

AKC Pet Insurance and ASPCA Pet Health Insurance are two of the best pet insurance companies in America.

AKC Pet InsuranceASPCA Pet Health Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:27,5826,969
Deductible:$100 - $1,000$100 - $500
Reimbursement:80%70% - 90%
Annual Limit:$1,500 - $10,000$5,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:3 days1 day
Waiting Period for Illnesses:14 days15 days
Waiting Period for Orthopedic Coverage:14 days15 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions:NoneNone

AKC Pet Insurance Enrollment Requirements

  • Minimum age: 8 weeks old for puppies
  • Minimum age: 10 weeks for kittens
  • Maximum age: Pet must be less than 9 years old to at time of enrollment in order to be eligible for accident and illness coverage
  • Pets of any age can enroll in AKC’s Accident Only Plan

ASPCA Pet Health Insurance Enrollment Requirements

There are no enrollment requirements. However, when you submit a claim, you authorize us and our administrator to access all medical information that we need to assess your pet’s health. For example, we may ask you for the name and contact information of any veterinarian that has ever seen or treated your pet. You must also provide proof of identity for your pet when we request.


Here is a quick, side-by-side comparison of AKC and ASPCA Pet Health Insurance to help you find the perfect plan for your dog or cat.


Pet insurance does not cover pre-existing conditions

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