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AKC Pet Insurance vs. FIGO

Here is a quick, side-by-side comparison of AKC Pet Insurance and FIGO PET INSURANCE, LLC* (FIGO) to help you find the perfect plan for your dog or cat.

AKC Pet Insurance
Figo Pet Insurance
Average Price

$28 - 55/mo.


$20 - 35/mo.


A.M. Best Rating A- (Excellent) NA
BBB Rating A A+
Customer Satisfaction NA 89%
Total Reviews NA 312 reviews
Deductible $100 - 1,000
$50 - 500
Reimbursement 80% 70 - 100%
Annual Limit $1.5k - 10k
$10k - Unlimited
Per Incident Limit $3k - 16k Unlimited
Profile Page
AKC Overview Figo Overview
Waiting Period for Accidents 3 days 5 days
Waiting Period for Illnesses 14 days 14 days
Waiting Period for Orthopedic Coverage 14 days
6 mos. for knees
Emergency Care
Cancer Coverage
Orthopedic Issues Excludes luxating patella and cruciate ligament damage
Hereditary Conditions Optional
Chronic Conditions
Prescription Meds
Cancer Coverage
Dental - Accidents
Accidents Only / Cleaning Optional
Accidents Only
Wellness Coverage
Optional X
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing condition

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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