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AKC vs. Trupanion Pet Insurance

Here is a quick, side-by-side comparison of AKC and Trupanion Pet Insurance to help you decide which plan is right for you and your dog or cat.

 AKC Pet Insurance


 Trupanion Pet Insurance
Average Price
$28 - 55/mo.
$37 - 57/mo.
A.M. Best Rating A- (Excellent) NR
BBB Rating A A+
Customer Satisfaction NA 87%
Total Reviews NA 9,662 reviews
Deductible $100 - 1,000
$0 - 1,000
Reimbursement 80% 90%
Annual Limit $1.5k - 10k
Per Incident Limit $3k - 16k Unlimited
Company Profile AKC Overview Trupanion Overview
Waiting Period for Accidents 3 days 5 days
Waiting Period for Illnesses 14 days 30 days
Waiting Period for Orthopedic Coverage 14 days
30 days
Emergency Care
Cancer Coverage
Orthopedic Issues Excludes luxating patella and cruciate ligament damage
Hereditary Conditions Optional
Chronic Conditions
Prescription Meds
Cancer Coverage
Dental - Accidents
Wellness Coverage
Optional X
Vet Restrictions None None


Pet insurance companies do not cover pre-existing conditions


Bottom Line

AKC and Trupanion are two of the most respected pet insurance companies in the U.S. AKC offers the option to add wellness care while Trupanion is focused 100% on excellent accident & illness coverage. Both great options depending on what type of coverage you are looking for.

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