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ASPCA vs. Petplan Pet Insurance

ASPCA and Petplan are two of the best pet insurance companies in America. This chart compares them side-by-side.

ASPCA Pet Insurance
Petplan Pet Insurance
Average Price
$25 - 54/mo.
$28 - 57/mo.
A.M. Best Rating A A
BBB Rating A+ A+
Customer Satisfaction NA 88%
Total Reviews NA 5,484 reviews
Deductible $100 - 500
$100 - 1,000
Reimbursement 70 - 90%
70 - 90%
Annual Limit $5k - Unlimited $2.5k - Unlimited
Company Profile ASPCA Overview Petplan Overview
Waiting Period for Accidents 1 day 5 days
Waiting Period for Illnesses 14 days 15 days
Waiting Period for Orthopedic Coverage 14 days
6 mos.
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Optional X
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

ASPCA Enrollment

Must agree to terms and conditions prior to enrollment. May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.

Petplan Enrollment

All pets are required to have a veterinary exam 60 days prior to policy inception or within 30 days of policy inception.


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