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Embrace vs. 24PetWatch Pet Insurance

Here is a quick, side-by-side comparison of Embrace and 24PetWatch Pet Insurance to help you find the perfect plan for your dog or cat.

Embrace Pet Insurance
24PetWatch Pet Insurance Logo
Average Price
$40 - 68/mo.
$40 - 76/mo.
A.M. Best Rating A+ A (Excellent)
BBB Rating A+ A+
Customer Satisfaction 92% NA
Total Reviews 8,525 reviews NA
Deductible $100 - 1,000
$100 - 1,000
Reimbursement 65 - 90% 80%
Annual Limit $5k - 15k
$1.5k - 20k
Company Profile Embrace Overview 24PetWatch Overview
Waiting Period for Accidents 2 days* Varies
Waiting Period for Illnesses 14 days Varies
Waiting Period for Orthopedic Coverage 6 mos.
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds For additional cost
Cancer Coverage
Dental - Accidents
Accidents Only Accidents Only
Wellness Coverage
Optional Optional
Vet Restrictions None None


Pet insurance companies do not cover pre-existing conditions

24Petwatch Waiting Periods depend on plan and condition

*Most states have a 2-day waiting period, some are 14 days

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