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FIGO vs. 24PetWatch Pet Insurance

Here is a quick, side-by-side comparison of FIGO PET INSURANCE, LLC* (FIGO) and 24PetWatch Pet Insurance to help you find the perfect plan for your dog or cat.

Figo Pet Insurance
24PetWatch Pet Insurance Logo
Average Price

$20 - 35/mo.


$40 - 76/mo.


A.M. Best Rating NA A (Excellent)
BBB Rating A+ A+
Customer Satisfaction 89% NA
Total Reviews 312 reviews NA
Deductible $50 - 500
$100 - 1,000
Reimbursement 70 - 100% 80%
Annual Limit $10k - Unlimited
$1.5k - 20k
Profile Page
Figo Overview 24PetWatch Overview
Waiting Period for Accidents 5 days Varies
Waiting Period for Illnesses 14 days Varies
Waiting Period for Orthopedic Coverage 6 mos. for knees
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Cancer Coverage
Dental - Accidents
Wellness Coverage
X Optional
Vet Restrictions None None


Pet insurance does not cover pre-existing conditions

24Petwatch Waiting Periods depend on plan and condition

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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