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FIGO vs. Petplan Pet Insurance

FIGO PET INSURANCE, LLC* (FIGO) and Petplan are two of the best pet insurance plans in America. Learn More


 Figo Pet Insurance

 Petplan Pet Insurance

Average Price
$20 - 35/mo.
$28 - 57/mo.
A.M. Best Rating NA A
BBB Rating A+ A+
Customer Satisfaction 89% 88%
Total Reviews 312 reviews 5,484 reviews
Deductible $50 - 500
$100 - 1,000
Reimbursement 70 - 100%
70 - 90%
Annual Limit $10k - Unlimited $2.5k - Unlimited
Profile Page
Figo Overview Petplan Overview
Waiting Period for Accidents 5 days 5 days
Waiting Period for Illnesses 14 days 15 days
Waiting Period for Orthopedic Coverage 6 mos. for knees
6 mos.
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

FIGO Enrollment Requirements

Six month waiting period for knee related issues but a waiver is offered if your pet gets a clean bill of health from an exam within 30 days after enrollment, no additional waiting period for hip dysplasia Enrollment Conditions - Your Pet must have been examined by a Veterinarian in the twelve (12) months prior to enrollment, otherwise the first exam after enrollment will determine if there are any pre-existing conditions.

Petplan Enrollment Requirements

Pets six years or older at the time of initial enrollment will be required to have a veterinary exam within thirty days of the policy inception date (currently within twelve months). ** Orthopedic Health Issues 6-month waiting period for cruciate ligaments and patellar luxation Exclusionary period for knees can be waived with a healthy knee exam/check at the vet 30-day waiver is available If your pet is treated for a cruciate ailment on one side the other side is excluded for 12 months from the date of treatment 14-day waiting period for hip dysplasia.

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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Common Pet Health Problems


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