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FIGO vs. PetPremium Pet Insurance

Here is a simple side-by-side breakdown comparing FIGO PET INSURANCE, LLC* (FIGO) and PetPremium Pet Health Insurance.

Figo Pet Insurance
 PetPremium Pet Insurance
Average Price

$20 - 35/mo.


$25 - 54/mo.


A.M. Best Rating NA A+
BBB Rating A+ A
Customer Satisfaction 89% NA
Total Reviews 312 reviews NA
Deductible $50 - 500
$100 - 500
Reimbursement 70 - 100%
70 - 90%
Annual Limit $10k - Unlimited
$2.5k - Unlimited
Profile Page
Figo Overview PetPremium Overview
Waiting Period for Accidents 5 days
1 day
Waiting Period for Illnesses 14 days 30 days
Waiting Period for Orthopedic Coverage 6 mos. for knees
30 days
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
X Optional
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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