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Healthy Paws vs. PetFirst Pet Insurance

Healthy Paws and PetFirst are two of the most respected pet health insurance companies in America. Here is a simple breakdown of each company side-by-side.




PetFirst Pet Insurance
Average Price
$22 - 38/mo.
$33 - 61/mo.
A.M. Best Rating A++ A+
BBB Rating A+ A+
Customer Satisfaction 96% NA
Total Reviews 6,213 reviews NA
Deductible $100 - 500 $50 - 500
Reimbursement 70 - 90% 70 - 90%
Annual Limit Unlimited $1k - 10k
Company Profile Healthy Paws Overview PetFirst Overview
Waiting Period for Accidents 15 days 14 days
Waiting Period for Illnesses 15 days 14 days
Waiting Period for Orthopedic Coverage 12 mos. for hip dysplasia 12 mos. for cruciate ligaments
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None

✓ = Included   O = Optional   X = Excluded

Pet insurance does not cover pre-existing conditions


Both Healthy Paws and PetFirst are both great choices for pet owners. Healthy Paws coverage and service are focused solely on major medical coverage, which is perfect if you're trying to protect your furry friend from big, unexpected vet bills.

PetFirst on the other hand offer a wellness rider that covers annual, routine care expenses. One consideration with regard to PetFirst is that they have a per incident deductible, which is applies each time you file a claim.

The bottom line is that you would be extremely happy with either provider, just depends on what type of coverage you are looking for.

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Healthy Paws




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