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Healthy Paws vs. Petplan Pet Insurance

 

Healthy Paws and Petplan are two of the best pet insurance companies in America. Learn More

 
 
Healthy-Paws-Pet-Insurance
 

Petplan Pet Insurance

Average Price
$24/mo.
$26/mo.
Overall Rating ★★★★★ ★★★★
Customer Satisfaction 98% 91%
Total Reviews 5,364 reviews 6,133 reviews
Deductible $100 - $500 $100 - $1,000
Reimbursement 70% - 90% 70%, 80% or 90%
Annual Limit Unlimited $2,500 - Unlimited
Company Profile Healthy Paws Overview Petplan Overview
Waiting Period for Accidents 15 days 5 days
Waiting Period for Illnesses 15 days 15 days
Waiting Period for Orthopedic Coverage 12 mos. for hip dysplasia* 6 mos. for knees
Emergency Care
Accidents
Illnesses
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
X X
Vet Restrictions None None

✓ = Included   O = Optional   X = Excluded

Pet insurance does not cover pre-existing conditions


Healthy Paws Enrollment

No minimum, must be enrolled before 14 to be eligible, must be enrolled before 6 for hip dysplasia coverage. A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination. The exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date. A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date. * Must be enrolled before 6 years old for hip dysplasia coverage.


Petplan Enrollment

Petplan Enrollment Requirements Pets six years or older at the time of initial enrollment will be required to have a veterinary exam within thirty days of the policy inception date (currently within twelve months). ** Orthopedic Health Issues 6-month waiting period for cruciate ligaments and patellar luxation Exclusionary period for knees can be waived with a healthy knee exam/check at the vet 30-day waiver is available If your pet is treated for a cruciate ailment on one side the other side is excluded for 12 months from the date of treatment 14-day waiting period for hip dysplasia.


 
 
 

Common Pet Health Problems

 

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“We submitted over $4k in claims to Healthy Paws and in less than 2 weeks we were reimbursed. So amazing!!!” - Brandon
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