Compare Healthy Paws Pet Insurance vs Petplan Pet Insurance Plans

Healthy Paws Pet Insurance and Petplan Pet Insurance are two of the best pet insurance companies in America.

Healthy Paws Pet Insurance Petplan Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 8,549 7,182
Deductible: $100 - $500 $250 - $1,000
Reimbursement: 70% - 100% 70% - 90%
Annual Limit: None $2,500 to Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 15 days 5 days
Waiting Period for Illnesses: 15 days 15 days
Waiting Period for Orthopedic Coverage: 12 months * 6 months*
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Routine Dental: Excluded Excluded
Wellness Coverage: Included Included
Vet Restrictions: None None

Healthy Paws Pet Insurance Enrollment Requirements

  • 12 month waiting period for hip dysplasia *
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date

Petplan Pet Insurance Enrollment Requirements

*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.

**Orthopedic Health Issues

  • 6-month waiting period for cruciate ligaments and patellar luxation
  • Standard 15 day Illness Waiting Period for other Orthopedic conditions
  • Exclusionary period for knees can be waived with a healthy knee exam/check at the vet while the policy is in force
  • 30-day waiver is available
  • Cruciate injuries and illnesses are coverable, but there is a six month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days

Summary

Both great options.

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