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Healthy Paws vs. Trupanion Pet Insurance


Healthy Paws and Trupanion are two of the best pet insurance companies in America. Learn More

 
 Healthy Paws Pet Insurance
 Trupanion Pet Insurance
Average Price
$22 - 38/mo.
$37 - 57/mo.
A.M. Best Rating A++ NR
BBB Rating A+ A+
Customer Satisfaction 96% 87%
Deductible $100 - 500 $0 - 1,000
Reimbursement 70 - 90% 90%
Annual Limit Unlimited Unlimited
Waiting Period for Accidents 15 days 5 days
Waiting Period for Illnesses 15 days 30 days
Waiting Period for Orthopedic Coverage 12 mos. for hip dysplasia 30 days
Emergeny Care
Accidents
Illnesses
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness and Routine Care
X X
Vet Restrictions None None

No pet insurance company covers pre-existing conditions


Healthy Paws Enrollment Requirements

No minimum, must be enrolled before 14 to be eligible, must be enrolled before 6 for hip dysplasia coverage. A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination. The exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date. A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date.

* Must be enrolled before 6 years old for hip dysplasia coverage.


Trupanion Enrollment Requirements

You must provide all medical history and records associated with your pet. You also authorize Trupanion to contact any and all veterinary clinics or hospitals in your area to obtain all available medical records that exist for your pet.


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