Pet Insurance Quotes

Nationwide Pet Insurance vs. ASPCA

Nationwide and ASPCA Pet Health insurance are both excellent choices when considering coverage for your dog or cat. Nationwide offers two plans (in most states) with little flexibility with regard to choosing a deductible, reimbursement rate or payout limit. That is good in the sense that it makes a decision simple but the lack of flexibility isn’t for everyone. ASPCA Pet Health Insurance on the other hand offers a variety of options so you can dial the coverage to meet your needs and budget.

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Nationwide Pet Insurance ASPCA Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 614 6,145
Deductible: $100, $250, or $500 $100, $250, or $500
Reimbursement: 50%, 70%, or 80% 70% - 90%
Annual Limit: $10,000 - Unlimited $2,500 - $10,000
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 14 Days 15 days
Waiting Period for Illnesses: 14 Days 15 days
Waiting Period for Orthopedic Coverage: 14 Days* 15 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions: None None

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Nationwide vs. ASPCA Pet Insurance

ASPCA and Nationwide pet insurance are both leaders in the pet insurance industry with high consumer ratings.

Nationwide Pet Insurance

Nationwide pet insurance was actually the first insurance plan to be sold in the United States. Today, thanks to its comprehensive coverage and excellent customer service, it is one of the top-rated pet insurance plans available.

  • View the Nationwide pet general overview
  • Deductible: $100 – $250
  • Reimbursement: 90%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 14 days/14 days

ASPCA Pet Insurance

The ASPCA pet insurance brand offers you a number of different coverage options to choose from, including a Complete Coverage option that covers many things other insurers do not.

  • View the ASPCA general overview
  • Deductible: $100 – $500
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 14 days/14 days

Coverage Comparison

Each company offers excellent accident and illness plans and they both also offer wellness coverage as an option.

ASPCA and Nationwide pet insurance are both within the same price range. Review each brand for their additional features to see which option is better for you.

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Related Content

Nationwide Pet Insurance Enrollment Requirements

*Diagnosis or treatment of cruciate ligament or meniscus damage or rupture that occurs during the first 12 (twelve) calendar months that your pet is insured by us. You must maintain continuous coverage for your pet with us in order to avoid another twelve (12) month waiting period.

Six weeks minimum age and 10 years maximum for enrollment (includes lifetime coverage). A physical exam must have been completed within 12 months prior to enrollment.

ASPCA Pet Insurance Enrollment Requirements

Enrollment Exam Requirements: There are no enrollment exam requirements.