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Nationwide Pet Insurance vs. FIGO

Nationwide and FIGO PET INSURANCE, LLC* (FIGO) are two of the best pet insurance plans in America. This chart provides an overview of Nationwide's Whole Pet With WellnessSM plan, to learn more about their other plans click here.

 Nationwide Pet Insurance
 Figo Pet Insurance
Average Price
$26 - 48/mo.
$20 - 35/mo.
A.M. Best Rating A+ NA
BBB Rating A+ A+
Customer Satisfaction 79% 89%
Total Reviews 5,510 reviews 312 reviews
Deductible $100 - 250 $50 - 500
Reimbursement 90% 70 - 100%
Annual Limit Unlimited $10k - Unlimited
Profile Page
Nationwide Overview Figo Overview
Waiting Period for Accidents 14 days 5 days
Waiting Period for Illnesses 14 days 14 days
Waiting Period for Orthopedic Coverage 14 days
6 mos. for knees
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None


Nationwide Enrollment Requirements

Six weeks minimum, 10 years maximum for enrollment (includes lifetime coverage). Physical exam must have been completed within 12 months prior to enrollment. We recommend the Whole Pet Plan because it offers 90% reimbursement of your actual vet bills with no limits.

FIGO Enrollment Requirements

Six month waiting period for knee related issues but a waiver is offered if your pet gets a clean bill of health from an exam within 30 days after enrollment, no additional waiting period for hip dysplasia Enrollment Conditions - Your Pet must have been examined by a Veterinarian in the twelve (12) months prior to enrollment, otherwise the first exam after enrollment will determine if there are any pre-existing conditions.

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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