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Nationwide vs. PetFirst Pet Insurance

Nationwide and PetFirst are two of the most respected pet health insurance companies in America. Here is a simple breakdown of each company side-by-side. This chart provides an overview of Nationwide's Whole Pet With WellnessSM plan, to learn more about their other plans click here.



PetFirst Pet Insurance
Average Price
$26 - 48/mo.
$33 - 61/mo.
A.M. Best Rating A+ A+
BBB Rating A+ A+
Customer Satisfaction 79% NA
Total Reviews 5,510 reviews NA
Deductible $100 - 250 $50 - 500
Reimbursement 90% 70 - 90%
Annual Limit Unlimited $1k - 10k
Company Profile Nationwide Overview PetFirst Overview
Waiting Period for Accidents 14 days 14 days
Waiting Period for Illnesses 14 days 14 days
Waiting Period for Orthopedic Coverage 14 days
12 mos. for cruciate ligaments
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None

✓ = Included   O = Optional   X = Excluded

Pet insurance does not cover pre-existing conditions



Nationwide and PetFirst are both great choices for pet owners. Both companies offer excellent major medical coverage and wellness care options. PetFirst on the other hand offer a wellness rider that covers annual, routine care expenses. One consideration with regard to PetFirst is that they have a per incident deductible, which is applies each time you file a claim.

Nationwide has an annual deductible, which means you're only responsible for your $250 deductible once a year. However, be careful with Nationwide's Major Medical only plan because they use a reimbursement schedule, which limits what's paid based on specific treatments. The bottom line is that you would be extremely happy with either provider, just depends on what type of coverage you are looking for.

Compare Nationwide


Compare PetFirst


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