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Nationwide vs. Trupanion Pet Insurance

Nationwide and Trupanion are two of the most respected pet insurance companies in America. This chart provides an overview of Nationwide's Whole Pet With WellnessSM plan, to learn more about their other plans click here.

 Nationwide Pet Insurance
 Trupanion Pet Insurance
Average Price
$26 - 48/mo.
$37 - 57/mo.
A.M. Best Rating A+ NR
BBB Rating A+ A+
Customer Satisfaction 79% 87%
Total Reviews 5,510 reviews 9,662 reviews
Deductible $100 - 250 $0 - 1,000
Reimbursement 90% 90%
Annual Limit Unlimited Unlimited
Company Profile Nationwide Overview Trupanion Overview
Waiting Period for Accidents 14 days 5 days
Waiting Period for Illnesses 14 days 30 days
Waiting Period for Orthopedic Coverage 14 days
30 days
Emergency Care
Cancer Coverage
Orthopedic Issues*
Hereditary Conditions*
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None




The primary difference between Nationwide and Trupanion is that Nationwide offers wellness and routine care coverage and Trupanion does not. Trupanion does offer an excellent major medical plan, so if you just want coverage for big, unexpected health issues then they are a great option. However, if you want the most comprehensive plan in the market then Nationwide's Whole Pet with Wellness plan is the bet option for you.

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