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Petplan vs. PetFirst Pet Insurance
Petplan and PetFirst are two of the most respected pet health insurance companies in the U.S. Here is an updated, side-by-side comparison of the two companies to help you make a decision.
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Average Price |
$28 - 57/mo.
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$33 - 61/mo.
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A.M. Best Rating | A | A+ |
BBB Rating | A+ | A+ |
Customer Satisfaction | 88% | NA |
Total Reviews | 5,484 reviews | NA |
Deductible | $100 - 1,000 |
$50 - 500 |
Reimbursement | 70 - 90% | 70 - 90% |
Annual Limit | $2.5k - Unlimited |
$1k - 10k |
Company Profile | Petplan Overview | PetFirst Overview |
Waiting Period for Accidents | 5 days | 14 days |
Waiting Period for Illnesses | 15 days | 14 days |
Waiting Period - Orthopedic |
6 mos. |
12 mos. for cruciate ligaments |
Emergency Care | ✔ | ✔ |
Accidents | ✔ | ✔ |
Illnesses | ✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Orthopedic Issues | ✔ | ✔ |
Hereditary Conditions | ✔ | ✔ |
Chronic Conditions | ✔ | ✔ |
Prescription Meds | ✔ | ✔ |
Dental - Accidents |
✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Wellness Coverage |
X | ✔ |
Vet Restrictions | None | None |
✓ = Included O = Optional X = Excluded
Note: Pet insurance does not cover pre-existing conditions
Summary
Petplan and PetFirst are both excellent companies with great coverage. The biggest difference between the two is that Petplan offers major medical coverage only while PetFirst offers a wellness care rider.
Another differentiator is that Petplan has an annual deductible and PetFirst has a per incident deductible, which is applies each time you file a claim. In this aspect Petplan has an edge.
If you're looking for major medical coverage for unexpected accidents and illnesses, Petplan would be a better choice. However, if you want comprehensive coverage that includes wellness then PetFirst would be a better option for you.
Compare Petplan
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- Petplan vs. Embrace
- Petplan vs. Pets Best
- Petplan vs. Trupanion
- Petplan vs. Figo
- Petplan vs. ASPCA
- Petplan vs. PetPremium
- Petplan vs. AKC
- Petplan vs. 24PetWatch
Compare PetFirst
- PetFirst vs. Healthy Paws
- PetFirst vs. Nationwide
- PetFirst vs. Embrace
- PetFirst vs. Pets Best
- PetFirst vs. Trupanion
- PetFirst vs. Figo
- PetFirst vs. ASPCA
- PetFirst vs. PetPremium
- PetFirst vs. AKC
- PetFirst vs. 24PetWatch
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