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Pets Best is one of America's most trusted and highly rated pet insurance companies. Founded by Dr. Jack Stephens, Pets Best offers plans to meet any need and any budget.

Average Price Get a Quote
Customer Satisfaction ★★★★ (4.3)
Total Reviews 4,109 reviews
A.M. Best Rating Not Rated
BBB Rating A+
Deductible $50 - 1,000
Reimbursement 70 - 90%
Annual Limit $5k -Unlimited
Waiting Period for Accidents 3 days
Waiting Period for Illnesses 14 days
Waiting Period for Orthopedic Coverage 14 days*
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage Optional
Vet Restrictions None
Exclusions Sample Policy**




Cutomer Review

"Baron was about one year old when I adopted him almost 7 years ago. He was malnourished likely abused and neglected as a puppy. It took Baron a little over a year to learn to play, learn not to be afraid of everyone, and not to react to his fear in an aggressive way..."

Read Baron's Full Story

Pet Insurance Reviews

Pictured: Baron and Veronique


Business Overview


PetsBest was founded over 10 years ago in Boise, Idaho by Dr. Jack Stephens, DVM. Dr. Stephens is noted as the father of American Pet Insurance when he founded VPI in 1982.

Dr. Jack Stephens with Lassie

Pictured: Dr. Jack Stephens

Founded 2005
American Pet Insurance Company
Boise, ID
Dr. Jack Stephens, Chris Middleton, Greg McDonald
Mon - Fri: 6:00 am - 5:00 pm EST, Sat: 8:00 am - 12:00 pm EST

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We’ve generated over 1 million quotes and sold thousands of plans.
About Us

Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

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Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

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