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Pets Best vs. Healthy Paws Pet Insurance

 

Pets Best and Healthy Paws are two of the best pet insurance companies in America. Learn More

 
 Pets Best Insurance
 Healthy Paws Pet Insurance
Average Price
$18 - 33/mo.
$22 - 38/mo.
Customer Satisfaction 86% 96%
A.M. Best Rating NR A++
BBB Rating A+ A+
Total Reviews 2,994 reviews 6,213 reviews
Deductible $50 - 1,000
$100 - 500
Reimbursement 70, 80 or 90% 70 - 90%
Annual Limit $5k, $10k or Unlimited
Unlimited
Company Profile Pets Best Overview Healthy Paws Overview
Waiting Period for Accidents 3 days 15 days
Waiting Period for Illnesses 14 days 15 days
Waiting Period for Orthopedic Coverage 14 days *
12 mos. for hip dysplasia
Emergency Care
Accidents
Illnesses
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Optional X
Vet Restrictions None None

Pet insurance does not cover pre-existing conditions

* 6 months for cruciate injuries


Pets Best Enrollment Requirements

Must agree to application agreement prior to enrollment. This forces pet owners to acknowledge that pre-existing conditions are not covered . Agreement also states that Pets Best may request medical records at any time for enrollment, underwriting or claims purposes. Optional Pet Health Checklist form can be filled out to reduce waiting periods for Hereditary Conditions.


Healthy Paws Enrollment Requirements

A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination. The exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date. A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date.


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