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Pets Best vs. PetFirst Pet Insurance
Pets Best and PetFirst are two of the most respected pet health insurance companies in America. Here is a simple side-by-side comparison chart to help you make a decision.
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Average Price |
$18 - 33/mo. |
$33 - 61/mo. |
A.M. Best Rating | NR | A+ |
BBB Rating | A+ | A+ |
Customer Satisfaction | 86% | NA |
Total Reviews | 2,994 reviews | NA |
Deductible | $50 - 1,000 |
$50 - 500 |
Reimbursement | 70, 80 or 90% | 70 - 90% |
Annual Limit | $5k, $10k or Unlimited |
$1k - 10k |
Company Profile | Pets Best Overview | PetFirst Overview |
Waiting Period for Accidents | 3 days | 14 days |
Waiting Period for Illnesses | 14 days | 14 days |
Waiting Period for Orthopedic Coverage | 14 days * |
12 mos. for cruciate ligaments |
Emergency Care | ✔ | ✔ |
Accidents | ✔ | ✔ |
Illnesses | ✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Orthopedic Issues | ✔ | ✔ |
Hereditary Conditions | ✔ | ✔ |
Chronic Conditions | ✔ | ✔ |
Prescription Meds | ✔ | ✔ |
Dental - Accidents |
✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Wellness Coverage |
Optional | Optional |
Vet Restrictions | None | None |
Notes
- Pet insurance companies do not cover pre-existing conditions
- * 6 months for cruciate ligaments
Bottom Line
Pets Best and PetFirst are both great choices for dog and cat owners. Both companies offer excellent major medical coverage and optional wellness care.
One consideration is that Pets Best has an annual deductible and PetFirst has a per-incident deductible, which is applies each time your pet has a health issue.
Compare Pets Best
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- Pets Best vs. Petplan
- Pets Best vs. Trupanion
- Pets Best vs. Figo
- Pets Best vs. ASPCA
- Pets Best vs. PetPremium
- Pets Best vs. AKC
- Pets Best vs. 24PetWatch
Compare PetFirst
- PetFirst vs. Healthy Paws
- PetFirst vs. Nationwide
- PetFirst vs. Embrace
- PetFirst vs. Petplan
- PetFirst vs. Trupanion
- PetFirst vs. Figo
- PetFirst vs. ASPCA
- PetFirst vs. PetPremium
- PetFirst vs. AKC
- PetFirst vs. 24PetWatch
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