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Pets Best vs. PetFirst Pet Insurance

Pets Best and PetFirst are two of the most respected pet health insurance companies in America. Here is a simple side-by-side comparison chart to help you make a decision.


Average Price	$18 - 33/mo. Get a Quote	$33 - 61/mo.
A.M. Best Rating	NR	A+
BBB Rating	A+	A+
Customer Satisfaction	86%	NA
Total Reviews	2,994 reviews	NA
Deductible	$50 - 1,000	$50 - 500
Reimbursement	70, 80 or 90%	70 - 90%
Annual Limit	$5k, $10k or Unlimited	$1k - 10k
Company Profile	Pets Best Overview	PetFirst Overview
Waiting Period for Accidents	3 days	14 days
Waiting Period for Illnesses	14 days	14 days
Waiting Period for Orthopedic Coverage	14 days *	12 mos. for cruciate ligaments
Emergency Care	✔	✔
Accidents	✔	✔
Illnesses	✔	✔
Cancer Coverage	✔	✔
Orthopedic Issues	✔	✔
Hereditary Conditions	✔	✔
Chronic Conditions	✔	✔
Prescription Meds	✔	✔
Dental - Accidents	✔	✔
Cancer Coverage	✔	✔
Wellness Coverage	Optional	Optional
Vet Restrictions	None	None

Notes

Pet insurance companies do not cover pre-existing conditions
* 6 months for cruciate ligaments

Bottom Line

Pets Best and PetFirst are both great choices for dog and cat owners. Both companies offer excellent major medical coverage and optional wellness care.

One consideration is that Pets Best has an annual deductible and PetFirst has a per-incident deductible, which is applies each time your pet has a health issue.