Pets Best Insurance vs. Fetch
Pets Best and Fetch are both great options when it comes to pet health insurance. Both companies offer an array of coverage options and optional wellness care coverage add-ons that can support your insurance coverage. Their wellness plans cover your pet for expected veterinary expenses like annual visits, vaccinations, and teeth cleanings. Fetch offers some unique, optional coverage options, like lost pet advertising and reward and boarding fees when necessary.
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| Price: | Get a Quote | Get a Quote |
|---|---|---|
| Overall Rating: | ||
| Total Reviews: | 7,645 | 1,837 |
| Deductible: | $50 - $1,000 | $300, $500, $700 |
| Reimbursement: | 70% - 90% | 70%, 80%, 90% |
| Annual Limit: | $5,000 - Unlimited | $5K - Unlimited |
| Company Profile: | Company Overview | Company Overview |
| Waiting Period for Accidents: | 3 days* | up to 15 days |
| Waiting Period for Illnesses: | 14 days | up to 15 days |
| Waiting Period for Orthopedic Coverage: | 14 days** | 6 months for knees (can be waived)** |
| Emergency Care: | Included | Included |
| Accidents: | Included | Included |
| Illnesses: | Included | Included |
| Cancer Coverage: | Included | Included |
| Orthopedic Issues: | Included | Included |
| Hereditary Conditions: | Included | Included |
| Chronic Conditions: | Included | Included |
| Prescription Meds: | Included | Included |
| Wellness Coverage: | Optional | Optional |
| Vet Restrictions: | None | None |
Pets Best vs. Fetch
Pets Best and Fetch take different approaches to insuring pets. Fetch offers one plan that pet parents can customize. Pets Best has several policy options that cover various medical needs, like wellness visits and emergency care.
Pets Best Details
- Deductible: Pets Best deductibles depend on the policy that you choose.
- Reimbursement: Pets Best reimbursement rates fall between 70% and 90%.
- Emergency Care: Pets Best has policies that cover emergency care.
- Waiting Period for Accidents and Illnesses:
All states except Maine:
- Accidents: 3 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 6 months
- Routine Care: 0 days
Maine Only
- Accidents: 0 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 30 days
- Routine Care: 0 days
Fetch Details
- Deductible: Fetch deductible options range from $300, $500, and $700 per year.
- Reimbursement: You can choose from 70%, 80%, or 90% reimbursement rates from Fetch.
- Emergency Care: Fetch covers emergency care.
- Waiting Period for Accidents and Illnesses: Up to 15 days.
Comparing Coverage From Pets Best and Fetch
If you want a comprehensive plan that doesn’t require much tinkering, Fetch may work better for you. Pets Best, however, has great policies for those who want more control over their coverage options.
Prices From Pets Bets and Fetch
Pets Bets and Fetch prices depend on things like how much coverage you want and whether your pet has existing health problems.
Should You Choose Pets Best or Fetch Insurance?
Both companies are excellent choices when considering pet insurance for your dog or cat. Fetch offers the most comprehensive coverage, while Pets Best gives you control over coverage. If you’re looking for more options, you can check out more comparison pages. You can also check out our list of the best pet insurance providers in the U.S. page for more insight. Get a price quote to help you decide whether plans from Pets Best or Fetch fit your budget and coverage needs better.
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Compare Fetch Fetch
Pets Best Insurance Enrollment Requirements
A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.
* 3-day waiting period for accidents in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for accidents is 0 days. See below for further details:
Waiting Periods for Most States:
- Accidents: 3 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 6 months
- Routine Care: 0 days
Waiting Periods for Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, & Washington
- Accidents: 0 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 30 days
- Routine Care: 0 days
Waiting Periods for North Dakota Only
- Accidents: 3 days
- Illnesses: 14 days
- Cruciate Ligament Conditions: 30 days
- Routine Care: 0 days
** 6-month waiting period for cruciate ligaments in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for cruciate ligaments is 30 days.
Additional Note: Pets must be at least 7 weeks old at the time of enrollment; there is no upper age limit for enrollment
Fetch Pet Insurance Enrollment Requirements
*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.
**Orthopedic Health Issues
- 6-month waiting period for cruciate ligaments and patellar luxation
- The illness and accident waiting period is up to 15 days and applies to other orthopedic conditions
- The exclusionary period for knees can be waived with a healthy knee exam or check at the vet while the policy is in force
- A 30-day waiver is available
- Cruciate injuries and illnesses are coverable, but there is a six-month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days