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Trupanion vs. Petplan Pet Insurance

Trupanion and Petplan are two of the best pet insurance companies in America. Learn More

Trupanion Pet Insurance
Petplan Pet Insurance
Average Price
$37 - 57/mo.
$28 - 57/mo.
A.M. Best Rating NR A
BBB Rating A+ A+
Customer Satisfaction 87% 88%
Total Reviews 9,662 reviews 5,484 reviews
Deductible $0 - 700
$100 - 1,000
Reimbursement 90%
70 - 90%
Annual Limit Unlimited $10,000 - Unlimited
Company Profile Trupanion Overview Petplan Overview
Waiting Period for Accidents 5 days 5 days
Waiting Period for Illnesses 30 days 15 days
Waiting Period for Orthopedic Coverage 5 days for accidents and 30 days for hereditary
6 mos. for cruciate ligaments and patellar luxation
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Wellness Coverage
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

Trupanion Enrollment Requirements

You agree to provide to us all medical history/records associated with your pet.

Petplan Enrollment Requirements

All pets are required to have a veterinary exam 60 days prior to policy inception or within 30 days of policy inception.


Trupanion and Petplan are very similar in that both companies only offer major medical coverage. They are both excellent options that you would be very happy with!

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