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Trupanion vs. PetPremium Pet Insurance

Here is a simple side-by-side breakdown comparing Trupanion and PetPremium Pet Insurance.

Trupanion Pet Insurance
 PetPremium Pet Insurance
Average Price
$37 - 57/mo.
$25 - 54/mo.
A.M. Best Rating NR A+
BBB Rating A+ A
Customer Satisfaction 87% NA
Total Reviews 9,662 reviews NA
Deductible $0 - 1,000
$100 - 500
Reimbursement 90%
70 - 90%
Annual Limit Unlimited
$2.5k - Unlimited
Company Profile Trupanion Overview PetPremium Overview
Waiting Period for Accidents 5 days
1 day
Waiting Period for Illnesses 30 days 30 days
Waiting Period for Orthopedic Coverage 30 days
30 days
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Vet Restrictions None None


Pet insurance does not cover pre-existing conditions


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