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Annual Deductible

Older dog kissing a younger cat

 

Overview

 

An annual deductible is the amount that must be paid out of pocket by the pet owner each year before an insurer will pay claims.

For example, if you have a $200 annual deductible you won't be reimbursed for claims until they exceed $200 during a 12 month period.

Alternatively some pet insurance companies have a per incident deductible where you pay your deductible each time you make a claim. With this type of deductible if you had multiples claims in one 12 month period you would have to pay the deductible each time.

 

Related Content

 

 
 
 

Common Pet Health Problems

 

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