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Annual Deductible

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An annual deductible is the amount that must be paid out of pocket by the pet owner each year before an insurer will pay claims.

For example, if you have a $200 annual deductible you won't be reimbursed for claims until they exceed $200 during a 12 month period.

Alternatively some pet insurance companies have a per incident deductible where you pay your deductible each time you make a claim. With this type of deductible if you had multiples claims in one 12 month period you would have to pay the deductible each time.


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