Pet Insurance Cost
According to NAPHIA (North American Pet Health Insurance Association) the average cost for pet insurance in the U.S. is $43/mo.
However, that is just the average.
In reality, you can expect to pay a lot less or more depending on your pet’s breed, age and where you live.
See how much you’ll pay here
You see, just like home, auto or human health insurance, pet insurance prices vary depending on the risk of loss (paying claims).
Four Steps to Lowering Your Cost of Pet Insurance
1. Compare Plans & Prices
We recommend you get quotes from at least three providers (you’ll be surprised how different the rates will be given your pet’s breed!
2. Adjust the Deductible and Reimbursement
This is an easy way to lower costs and meet your monthly budget. We recommend a $250 deductible and 90% reimbursement rate to maximize claims payout while keeping your premiums low.
3. Enroll Early – Don’t Wait
The best time to enroll is when your pet is young and healthy. This will help keep costs down and ensure you have coverage when something does happen.
4. Choose One Provider and Stick with Them
Once you enroll in a plan stick with it for the life of your pet. Jumping around will only cost you more money and create potential issues with pre-existing conditions.