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The deductible is the amount that must be paid out-of-pocket before the insurer will reimburse you for claims.

Some companies offer a per-incident deductible and others offer annual deductible plans.

  1. Annual Deductible
  2. Per Incident Deductible

The most common pet insurance deductibles range from $100 to $500 and most companies allow you to choose the amount of your deductible.

It's also important to note that the higher the deductible you choose the lower your premium payments will be because you're paying more before your insurance kicks in.

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