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Exclusions - Parts of a Pet Insurance Policy

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An exclusion is conditions that are not covered by the insurance policy. Every pet insurance company has different exclusion lists.

Some companies have very few exclusions (good) while others try to exclude as much as possible (bad). Here is a list of common pet insurance exclusions.

Make sure you check for exclusions before buying a pet insurance policy. It's important to understand what's covered and what's not so when your dog or cat does get sick or has an accident you'll know if you're covered or not.

A pet insurance policy is a contract with the insurance company that outlines your coverage. Like most insurance contracts a pet insurance policy has six sections.


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