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Labrador Retriever Overview

Yellow Labrador Retriever Puppy

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Did You Know?

According to the American Kennel Club, Labrador Retrievers are the #1 breed in America, and it's not even close. In fact, in a given year, Labrador Retriever registrations with the AKC are 2.5x higher than the #2 breed, Yorkshire Terriers.

Labrodor Retriever Health


These are some of the most common and expensive issues for Labrador Retrievers. Treatment costs associated with each health condition are estimates based on reported expenses throughout the country.

Labs are popular because of the gentle demeanor and intelligence. Labradors are a very athletic and relatively healthy breed with an average lifespan between 10-12 years.

If you're the lucky owner of a Labrador then it's a good idea to get pet insurance to protect him or her from unknown, future health issues.

Condition Treatment Cost
Hip Dysplasia $4,000 to $6,000
Elbow Dysplasia $3,000 to $5,000
Luxating Patella $1,500 to $3,000
Cancer $3,000 to $20,000
Epilepsy $200 to $15,000
Stomach Bloat $1,500 to $7,500
Heart Disease $5,000 to $20,000
Progressive Retinal Atrophy $2,000 to $3,000
Cataracts $2,000 to $3,000
Masticatory Muscle Myositis $50 to $100 per month
Corneal Dystrophy $2,000 to $3,000
Retinal Atrophy $2,000 to $3,000
Panosteitis Varies
Interdigital Cysts $200 to $1,000
Osteochondrodysplasia $1,200 to $1,500



Top Pet Insurance for Labradors


As you can see veterinary treatment can be very expensive if your Labrador retriever gets sick or injured. Here is a list of the most popular pet insurance companies for Labradors based on coverage that matches their unique needs.

Best Pet Insurance for Labradors


Best Pet Insurance

Bonus Video: Does your Labrador love you?

Key Coverage to Consider

All of the top 5 best pet insurance companies cover major medical issues like accidents and illnesses. This chart provides a more detailed breakdown.

Coverage Standard
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Prescription Meds
Routine Care O
Pre-Existing Conditions X

✓ = Included O = Optional X = Excluded

Note: Unfortunately, dog insurance does not cover pre-existing conditions, so it's important to enroll while your pet is healthy and young.

How Much Does Pet Insurance Cost?

The short answer is that it depends. Pet insurance companies generate prices based on your pets breed, age and zip code. Here are some sample prices across the country to give you an idea of what a plan might cost you.

Location Price
Sacramento, CA $41/mo.
New York, NY $48/mo.
Houston, TX $44/mo.

Source: Pet Insurance Cost

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