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Bivvy Pet Insurance

Bivvy is one of the newest pet insurance providers in the U.S. Unlike traditional providers that rate pets based on your pets age, breed and where you live, Bivvy Pet Insurance offers one plan that is a flat $10/month for any breed or age pet. So if you’re looking for an economic alternative with lower annual limits then Bivvy might be a good fit for you.

Note: Bivvy is currently not available in all states.


Bivvy is not available in all states yet but the company has already gained positive traction collecting 138 customer reviews with a 4.8 / 5.0 average rating!

How Much Does it Cost?

Bivvy offers one plan that costs $10/month regardless of your pet’s breed or age.

Bivvy Plan Options

Bivvy has a one-plan-fits-all policy that is simple to understand. It’s also important to note that they have a 14-day waiting period for accidents and illnesses and orthopedic conditions for dogs have a 12-month waiting period.

  • $10 Monthly Premium
  • $1,000 Annual Payout
  • 75% Reimbursement
  • $0 Deductible

What Does Bivvy Cover?

Like a traditional pet insurance provider, Bivvy covers any unexpected veterinary expenses related to accidents and illnesses. Here is a more comprehensive list of procedures covered.

  • Illness
  • Accidents
  • Hereditary Conditions
  • Congenital Conditions
  • Chronic Conditions
  • Cancer
  • Diagnostic Treatment
  • X Rays and Ultrasounds
  • Blood Tests
  • Surgery
  • Hospitalization
  • Prescription Medications
  • Emergency Care
  • Orthodontic Treatment

Coverage Exclusions

  • Pre-Existing Conditions
  • Preventative or Routine Help
  • Vaccinations
  • Spay/Neuter Procedures
  • Cosmetic Surgery
  • Grooming
  • Boarding
  • Air Ambulances
  • Non-Emergency Ground Ambulances
  • Cloning or Utilizing Cloned Animals in Treatment

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