Healthy Paws
Overall Rating:
Total Reviews:
7,265
Major Medical Coverage:
Included
Wellness Coverage:
Excluded
Average Price Range:
$15-25/mo.

Healthy Paws Pet Insurance

Healthy Paws is the top rated pet insurance company in America. In fact, they have been ranked #1 in customer satisfaction four years in a row!

No caps on annual or lifetime payouts

99% of claims processed in just two days

Use any licensed vet

Healthy Paws Reviews

Overall Rating

Healthy Paws has been rated the #1 pet insurance company in America four years in a row. The company offers one, simple accident and illness policy that is the best in the business. Healthy Paws Pet Insurance stays on top by providing clear, solid coverage and providing the best customer service in the industry.

Pictured: Gus, insured since 2016

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Coverage

Healthy Paws offers one, simple accident and illness policy that is the best in the business. Healthy Paws (aka ‘healthypaws’) stays on top by providing clear, solid coverage and providing the best customer service in the industry.

Coverage Notes

Healthy Paws offers one, simple pet insurance plan that covers up to 90% of vet bills when your dog or cat gets sick or injured.

  • Unlimited Lifetime Benefits and no annual limits
  • Full coverage for accidents & illnesses (including hereditary conditions)
  • Paperless claims from any device
  • Backed by AON

Coverage Highlights

  • Excludes exam fees and bilateral conditions
  • Hip dysplasia is excluded for pet that enroll after six years-old
  • Minimum age for enrollment is eight weeks
  • Maximum age for enrollment is 14 years
  • Healthy Paws does not cover exam fees
  • No pet insurance company covers pre-existing conditions
  • Healthy Paws Sample Policy (Latest version 11/16)

Coverage Details

Here is a quick overview of policy details to give you an idea of what to expect when building your custom Healthy Paws Pet Insurance quote.

Deductible Options:
$100 - $500
Reimbursement Options:
70% - 90%
Hereditary Disorders:
Included
Minimum Age for Enrollment:
8 Weeks
Maximum Age for Enrollment:
14 Years
Waiting Period Injuries:
15 Days
Waiting Period Illnesses:
15 Days
Hip Dysplasia Waiting Period (For Pets 6 Years Old Or Younger):
12 Months
Policy Exclusions:
Listed Below

Enrollment Requirements

  • 12 month waiting period for hip dysplasia *
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date

Cost

Healthy Paws is one of the most affordable pet insurance plan in America. In fact, give then level of coverage and cost Healthy Paws is arguably the best value in the market today. Avg. premium based on $250 deductible and 90% reimbursement. Healthy Paws charges a one-time $25 enrollment fee.

Healthy Paws charges a one-time $25 enrollment fee.

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Sample Premiums

Top 10 Dog Breeds

Mixed Breed:
$50/mo.
Labrador Retriever:
$85/mo.

Top 10 Cat Breeds

Mixed Breed:
$36/mo.
Maine Coon:
$41/mo.

See How Much It Will Cost You

Customer Reviews

About Healthy Paws

Healthy Paws Insurance & Foundation started in 2009 by Rob Jackson and Steve Siadek. Rob and Steve met through a Seattle, Washington based no-kill animal shelter.

Company:
Policy Options:
Service:

Company Profile

Steve left a corporate career to pursue his pet passion and become the shelter’s executive director. Rob, who was an insurance executive, adopted his dogs from the shelter and kept coming back to foster more.

Rob and Steve saw a need to help pet owners deal with the financial impact of giving their pet’s quality veterinary treatment.

In addition to providing quality pet insurance coverage, Rob and Steve also wanted to help animal rescue organizations care sick pet’s in their care. So from the beginning the company has made a donation to animal shelters each time a new dog or cat enrolls in their pet insurance program.

As you know by this point, Healthy Paws offers the best customer service in the biz. But the roots of this business can be traced back to 2009 when Steve Siadek and Rob Jackson, Healthy Paws’ co-founders, met through a local, no-kill animal shelter. Since being founded in 2009, Healthy Paws has helped thousands of dogs and cats in the great Seattle area find homes.

www.healthypawspetinsurance.com

Year Founded:
2009
Headquarters:
Seattle, Washington
Underwriter:
Chubb Group (A++)
Leadership:
Rob Jackson
Claims Reimbursement:
99% in < two days
Vet Policy:
Any licensed U.S. veterinarian
Phone:
1-855-898-8991
Service Hours:
Mon-Fri: 6:00am-6:00pm EST
Trial Offer:
30 days
Website:
www.healthypawsinsurance.com

Policy Exclusions

  • Pre-Existing Conditions – Illness or the recurrence of any illness or condition which first occurred or displayed any signs and/or symptoms consistent with the stated illness or condition prior to the pet policy effective date; an injury or recurrence of an injury that occurred prior to the pet policy effective date; or any condition or complication resulting from an illness or injury that occurred prior to the pet policy effective date.
  • Veterinary Examination Fees
  • Preventative Care – Spaying and neutering, Preventive healthcare including vaccinations or titer test, flea control, heartworm medication, deworming, nail trim, and grooming, parasite control including but not limited to internal and external parasites for which readily available, prophylactic treatments are available, dental health care, however if injury to teeth is caused by an accident, we do cover the cost of extraction and/or reconstruction of damaged teeth, anal gland expression
  • Bilateral Conditions – Pre-Existing cruciate ligament problems to one leg as respects the cost of future treatment for problems of the other leg
  • Elective procedures – Cosmetic procedures, tail docking, ear cropping, de-clawing, micro-chipping, dew claw removal, ear cleaning
  • For pets 6 years of age or greater on the date of enrollment, no coverage shall apply for illness related to hip dysplasia
  • Conditions arising from a specific activity if the same or a similar activity occurred prior to the pet policy effective date and displayed the propensity for the activity to recur and cause injury or illness to your pet
  • Claims in any way arising from the lack of use and/or implementation of preventive healthcare products and/or methods when such products and/or methods would be in accordance with generally accepted veterinary standards. Routine healthcare includes: vaccinations, flea control, heartworm medication, de-worming, dental care, ear plucking, grooming, and prudent regular care.
  • Breeding or conditions relating to breeding, whelping, and queening

 

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