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You want a pet insurance plan that will protect your dog or cat but not break the bank. This handy comparison chart will allow you to narrow down your search for the perfect plan.

Provider Rating

Healthy Paws Pet Insurance

Detailed Overview

#1 customer rated 2015, 2016, 2017

Coverage: Major Medical

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Embrace Pet Insurance

Detailed Overview

Offers 100% customized plans

Coverage: Major Medical + Wellness

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Figo Pet Insurance

Detailed Overview

Tech-savvy pet insurance provider

Coverage: Major Medical



Petplan Pet Insurance

Detailed Overview

Worldwide leader in pet insurance

Coverage: Major Medical

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Trupanion Pet Insurance

Detailed Overview

One simple plan with no limits

Coverage: Major Medical

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ASPCA Pet Insurance

Detailed Overview

Flexible coveage for any pet

Coverage: Major Medical + Wellness

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Pets Best Insurance

Detailed Overview

The most affordable plans available

Coverage: Major Medical + Wellness

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Nationwide Pet Insurance

Detailed Overview

90% coverage on ALL vet bills*

Coverage: Major Medical + Wellness

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Source: Best Pet Insurance

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Step 1. Learn the Lingo

Dog doing math on a chalkboard

Tip: Learn about your options and key terms

For example, pet insurance covers your dog or cat for unexpected veterinary bills due to accidents and illnesses. Pet Insurance policies do not cover routine care or pre-existing conditions.However, you can purchase a pet wellness plan for additional cost. Another important fact is that you can use pet insurance at any licensed veterinarian in the U.S. with no restrictions.

Step 2. Focus on the Top

Dog celebrating with party hat

Tip: Only focus on the top providers

Before digging into the details you want to separate the good providers from the bad. As we mentioned, there are 12 pet insurance providers in America, but they're not all created equal. In fact, there are winners and losers when it comes to coverage and customer satisfaction.To make things easy we did our research and ranked every provider based on coverage, customer satisfaction and price. We spend a ton of time constantly evaluating coverage to help you make the best decision for your pet. Not all pet insurance providers are created equal.

Step 3. Read Reviews

Chocolate Labrador Retriever on a Trail

Tip: Read customer reviews before buying

We stand by our rankings because we can sniff out a good plan vs a bad pet insurance plan, but don't take our word for it! We've also collected thousands of customer reviews from pet owners who have experience with pet insurance.Reviews offer a key way to learn more about pet insurance providers, but pet parents shouldn't make a decision based on reviews alone. Here is a sample of reviews to give you an idea which providers do the best job paying claims.


Step 4. Plans & Prices

Two hands holding an apple and orange

Tip: Get multiple quotes to find the best price

Once you have narrowed down your choices and get comfortable with what you're buying it's time to get quotes and compare prices. Depending on your pet's breed and age prices will vary widely so it's important to compare prices from several providers.Each provider prices breeds differently based on their underwriting and that's why it's important to compare quotes if you want to get the best price possible.

Source: Pet Insurance Cost


Step 5. Enroll in a Plan

Patriotic French Bulldog

Tip: Don't wait until it's too late!

Don't spend all this time researching and comparing pet insurance without enrolling in a plan! You can't predict your pet's health and pet insurance is the only way to ensure you'll have the funds available if your dog or cat needs serious veterinary care.

Source: Customer Testimonials

More Information

We've spent years evaluating policies, getting to know providers and talking to pet owners, so you can spend hours trying to figure out which providers are the best, or you can take a shortcut and rely on our experience and non-biased, independent expertise About Us

Dog Insurance

Your pooch is one of a kind, but he likely shares certain health risks with others of his breed. Choose your dog's breed below to see his complete breed health profile. Once you know what health conditions to look out for, you can match a pet insurance plan to meet your dog's specific needs.

Learn More: Dog Insurance


Cat Insurance

Your feline is one of a kind, but she likely shares certain health risks with others of her breed. Choose your cat's breed below to see her complete breed health profile. Once you know what health conditions to look out for, you can match a pet insurance plan to meet your cat's specific needs.

Learn More: Cat Insurance


Wellness Plans

There are 12 providers currently offering pet insurance in the U.S. but only 8 offer pet wellness plans for dogs and cats. In order to be eligible for a wellness / routine care plan, you must enroll in a regular accident and illness policy.

Learn More: Pet Wellness Plans

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Edited by: Nick Braun

Related Content


Pet Insurance Providers and Reviews


Find Pet Insurance Locally


Breed Specific Medical Issues


 Common Pet Health Problems

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Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

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Pet Insurance?

Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

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Compare Plans & Prices From the Top Companies

Healthy Paws Pet Insurance ASPCA Petplan Pet Insurance Pets Best Insurance

Embrace Pet Insurance Nationwide Trupanion FIGO