Pet Insurance Quotes

Odie Pet Insurance

odie pet insurance


Odie is the newest pet insurance provider to enter the U.S. market. Launched in 2020, Odie offers customizable health insurance plans for dogs and cats. In fact, their coverage option is unique in that you can adjust your quote by selecting optional benefits like office visits or take home medications.

Here are some features and benefits offered by Odie:

  • Affordable and Customizable Plans
  • 5-Day Online Claims Processing
  • No Upper Age Limits and No Breed Restrictions
  • Choose Your Own Vet
  • 24/7 Self-Service Portal


Coverage Options

Odie offers standard accident and illness coverage that is extremely competitive with other, more established providers.

  • Deductible: $50 – $1,000
  • Reimbursement: 70 – 90%
  • Annual Limit: $5k – $40k

Optional Benefits:

  • Office Visits and Exam Fees
  • Take Home Prescription Medication
  • Rehab, Acupuncture and Chiropractic Care
  • Routine Care

Routine Care Coverage:

  • Spay/Neuter – $0
  • Teeth Cleaning – $0
  • Rabies – $15
  • Flea/Tick Prevention – $50
  • Heartworm Prevention – $30
  • Vaccination/Titer – $30
  • Wellness Exam – $50
  • Heartworm test of FELV screen – $25
  • Blood, fecal, parasite exam – $50
  • Microchip$20Urinalysis or ERD – $15
  • Deworming – $20
  • Total Annual Benefits – $305

Waiting Periods:

  • 3 days for accidents
  • 14 days for illnesses
  • 6 months for cruciate ligament events and any related conditions
  • No wait for Routine care plans



We ran a quote for a three year-old, mixed breed dog and it came in well below the national average at $29/month (Odie also charges a $2/month installment fee). Here was the options we chose for an apples-to-apples comparison with other pet insurance providers.

  • $250 Deductible
  • 90% Reimbursement
  • $10,000 Annual Limit
  • Include Office Visits
  • Include Take Home Prescription Meds
  • Include Rehab, Acupuncture, Chiropractic Care



Odie is currently, ODIE is available across the United States except in AK, CO, FL, IL, MA and WA

Odie Insurance is a pet health insurance program administered by Thorson Specialty Insurance Services, Inc. and underwritten by PrimeOne Insurance Company


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