Skip to content

CarePlus Pet Insurance by Chewy

Policy Exclusions

Exact policy exclusions depend on which insurer you choose. Please review options before purchase and read your policy details. In general, Chewy will not cover:

  • Pre-Existing Conditions

  • Routine and Preventative Care*

  • Breeding and Pregnancy

  • Elective Procedures

*Routine and preventative care is not covered unless you've added wellness coverage.

This is a summarized overview. For Trupanion's detailed terms and conditions, visit https://www.trupanion.com/pet-insurance-faq/article/view-sample-policy. For Lemonade's detailed terms and conditions, visit https://www.lemonade.com/pet/explained/pet-insurance/. Pre-existing conditions are not covered, and various terms such as waiting periods, deductibles, co-insurance, benefit limits, and exclusions may apply. Products, schedules, rates, and discounts are subject to change.

Author: Katheryn Ulrich

Reviewed By: Alex Murray

Updated on Date: June 30, 2025

Get a Free Quote