Exotic Pet Insurance


Exotic Pet Overview

There is a pet insurance plan for any type of animal you might have. The most popular type of insurance plans are for dogs and cats, but bird, rabbit and horse insurance have been gaining popularity.

The biggest driver for this trend are increased veterinary costs. The fact is, whether you have a Golden Retriever, Domestic Shorthair or Parrot, an emergency trip to the vet is going to be expensive.

Nationwide Pet Insurance, America’s largest pet insurance provider, covers exotic pets in addition to dogs and cats. Birds, iguanas and other exotics account for just over 1% of all pets insured by Nationwide.

This page is dedicated to exotic pet insurance plans for every type of animal from birds to Guinea pigs.


Pet Ownership in the U.S.

As you know dogs and cats are the most popular type of pets in America. But, did you know that birds and horses are also popular pets? Here is a breakdown of pet ownership in the U.S.

Pet TypeDogsCatsBirdsHorses
Percent of households36.5%30.4%3.1%1.5%
Number of households owning43mm36mm4mm2mm
Average number owned per household1.
Total number in United States70mm74mm8mm5mm
Veterinary visits per household per year2.

Source: AVMA U.S. Pet Ownership Statistics


Bird Insurance

Birds are the 3rd most insured type of pet behind dogs, cats and horses. In fact, nearly half of Nationwide’s insured, exotic pets are of the avian persuasion.

Just like other animals, birds can get sick or injured, requiring expensive trips to the vet clinic, hospital or specialist.

Another interesting fact is that many birds far outlive their canine and feline counterparts, which can make pet insurance for birds a very wise decision.

So if you have a cockatiel, parrot or cockatoo as a pet then bird insurance might benefit you in the long run.


Horse Insurance

Horses are the 4th most popular type of pet behind dogs, cats and birds, respectively.

Although there aren’t as many pet horses as other, small companion animals, they do require a significant amount of veterinary care.

Another unique aspect when considering insurance for horses is that you can combine veterinary care with equine mortality.

Equine mortality (livestock insurance) policies pay claims if your horse unexpectedly passes.

These are the most common type of horse insurance because the acquisition cost of a horse can be in the tens of thousands of dollars.


Rabbit Insurance

Who doesn’t love rabbits? Right behind a cute puppy and cuddly kitten, rabbits are inarguably the 3rd cutest type of pet you can have!

As a bunny parent you know how important annual veterinary checkups are. Just like any small mammal, rabbits can suffer health setbacks.

This is where pet insurance for rabbits can come in handy.

Some common health problems in rabbits include gastrointestinal stasis, parasites, upper respiratory infections and dental issues to name a few (learn more).


Other Pets You Can Insure

Dogs, cats, birds, horses and rabbits are the most commonly insured pets, but you can find a plan for many other types of animals. Here is a list of pets you can get insured.

  • Guinea Pigs
  • Reptiles
  • Amphibians
  • Chameleons
  • Chinchillas
  • Ferrets
  • Geckos
  • Gerbils
  • Goats
  • Guinea Pigs
  • Hamsters
  • Hedgehogs
  • Iguanas
  • Lizards
  • Mice
  • Opossums
  • Potbellied Pigs
  • Rats
  • Snakes
  • Sugar Gliders
  • Tortoises
  • Turtles


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2 responses to “Exotic Pet Insurance

  1. I wanted a quote for my two guinea pigs but was unable to do it on your site. I was glad to see that there was coverage to be had.

    1. Hi Carol, I’m sorry to hear you could not get a quote. Guinea Pigs are unique so you’ll need to call Nationwide Pet Insurance at 1-855-302-9978. Hope this helps!

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