Pet Insurance Quotes

Is Pet Insurance Worth It? Check out our opinion on 2022 Pet Insurance

Is Pet Insurance Worth It? 

Considering pet insurance for your fur baby? Wondering if it’s really worth it, or if it’s the best idea for you? Check out our thoughts below.

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What is pet insurance? And how does it work? Is pet insurance really worth it? And what do vets think about pet insurance?

We know you have a lot of questions and maybe even concerns about pet insurance. But no worries… that’s why we’re here! We will answer all of these questions and more. Pet insurance is there to help you worry less because you know that your pet is covered—no matter what happens.

Of course, there are different levels of pet insurance that offer various types of coverage. And many different companies that you can choose from. Click here to see free quotes for the type of pet insurance you’re looking for.


What is Pet Insurance?

Pet insurance is just health insurance for your pet. It can cover part or all of your fur baby’s emergency vet bills, or even wellness visits—depending on the type of pet insurance you get.

We all know that the cost of pet parenting can add up quickly! One quick injury or a surprise disease, and you may be stuck in a difficult situation. And taking your dog or cat to an emergency vet is quite expensive. This can be really scary and stressful… but it doesn’t have to be! If you sign up for pet insurance today, you can feel at ease for whatever happens tomorrow.

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What Does Pet Insurance Usually Cover?

Pet insurance usually covers the costs related to unexpected illness and injury for dogs and cats. However, there are some pet insurances that will cover wellness exams, and others that even cover the costs of emergency bills for exotic pets.

Most pet insurances cover:

  • Accidents
  • Illness
  • Emergency vet visits
  • Hospitalization
  • Surgery
  • Cancer treatment
  • X-rays
  • Prescription medication
  • Specialty care

Some pet insurances offer add-ons like:

  • Ongoing medication
  • Prescription food
  • Prosthetics
  • Behavioral training
  • Alternative treatments
  • Microchipping

What Does Pet Insurance NOT Usually Cover?

Although most pet insurance companies won’t cover routine pet care like vaccinations, medication, annual exams, and routine wellness visits, there are some pet insurance companies that offer Wellness Plans.

Check out Vital Care at Petco  – Vital care makes it easier and more affordable for you to care for your pet’s whole health all in one place.

Below are some of things not covered under a typical pet insurance plan:

  • Annual checkups
  • Vaccinations
  • Lab Tests
  • Behavioral exams
  • Dental cleaning

Another important piece of information to know about pet insurance is that it doesn’t typically cover pre-existing conditions. And most pet insurances will even limit their coverage on pet breeds that are prone to certain hereditary and congenital diseases.

Disclosure: Vital care is not an insurance product.