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Cat Insurance Overview

Cute kitten being held by veterinarian


How Much Does Cat Insurance Cost?

Pet insurance companies based their rates on your cat's breed and age.

Cat Breeds Avg.
Mixed Breed Cat $29/mo.
Domestic Shorthair $30/mo.
American Shorthair $32/mo.
Siamese $34/mo.
Maine Coon $33/mo.
Persian $38/mo.
Ragdoll $32/mo.
Bengal $35/mo.
Russian Blue $37/mo.
Himalayan $33/mo.
Average for All Cats $31/mo.

Note: Prices for a three year old cat

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What is Cat Insurance?

Mellow meows and playful paws help turn any house into a home. We know how important your feline's are because we're crazy about our cats too!

That's why we're committed to helping you find the perfect pet insurance plan for your cat. Cat health insurance helps protect your cat and your wallet by paying up to 90% of unexpected veterinary bills.

It can be a real life saver if your cat ever faaces a serious accident or illness. There are three levels of coverage you can choose from while shopping for cat insurance.


Standard accident and illness policies account for over 75% of all plans sold. Another 20% of plans sold include wellness and routine care coverage. Accident only plans account for only 5% of all policies sold.

Top Pet Insurance for Cats


Whether you have a new kitten or a savvy five year old cat, there are a lot of great pet insurance options to choose from. Not all pet insurance companies are created equal. Here is our list of the best pet insurance companies in America for cats and kittens.


Dig Deeper: Rating Methodology

Cat Health Issues

We certainly hope that nothing ever happens to your cat. Unfortunately, accidents and illnesses do happen and are more common than you might have thought. Consider this fact, 1 in 3 cats will need emergency veterinary care this year. And this year alone, pet owners will spend a staggering $15.7 billion on veterinary care.

It's easy to see why.

Just paw through the costs of some health issues that commonly affect cats and the average cost of treatment.

  • Cataracts - $2,000 to $3,000 per eye
  • Cruciate Ligament Tear - $2,000 to $4,000
  • Bladder Stones - $985
  • Tooth Extraction - $925
  • Malignant Skin Mass - $1,500
  • Cancer of the Mouth - $1,100
  • Cancer of the Liver - $785
  • Cancer of the Nasal Cavity - $925

Cat Breed Health Profiles

Select your cat's breed to learn more about their potential health issues.

Cat Insurance Customer Reviews

We've help thousands of cat owners find the perfect pet insurance plan.

Below are some cat insurance reviews and stories that will help give you an idea of what current customers have to say.

"If you're reading this story you should stop, get quotes on this site and buy a policy today. Seriously, we got Ginger as a 9 week old kitten and kept putting off pet insurance..." Full Story

Alice & Ginger

Insured by Healthy Paws

"My Colorpoint, Coco, suffered from an ear canal ablation late last year that required surgery. I've had pet insurance for about 3 years because I know how expensive vet bills can get for serious health issues..." Full Story

Alexandra & CoCo

Insured by Nationwide

"Our family adopted Jones 2 years ago and my husband enrolled in Petplan because he didn't want to spend $10,000 on vet care like we did with our old dog Carter..." Full Story

Michelle & Jones

Insured by Petplan

"Tiger is CRAZY. He's always jumping off furniture and getting into trouble. We bought pet insurance because my sister is a vet tech and told me if we had a pet we needed to have it..." Full Story

Shauna & Tiger

Insured by Pets Best


"We bought insurance as soon as we got Duchy as a kitten. We thought it would be responsible for us to get insurance because, to be honest, if anything were to happen to Duchy we'd pay any amount of money to treat her..."  Full Story

Heather, Chris & Duchess

Insured by Embrace

Source: Pet Insurance Reviews


American Shorthair kitten relaxing


Edited by: Nick Braun


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Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

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