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Mixed Breed Dog Pet Insurance

Cute mixed breed dog laying on a beach

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Did You Know?


Why does the word 'mutt' have such negative connotations? 'Mutt' comes from the Middle English word for sheep, 'mouton,' which eventually morphed into the term 'muttonhead,' used to describe someone of questionable intelligence. In the late 1800s, this was shortened to mutt, used initially as both an insulting term for a person and a dog of unknown breed.

Every dog is unique, but mixed breed dogs are truly different because their genetic makeup is a total mystery. And that mystery and diversity makes for some very adorable pups!


Health Overview


Greater diversity in your mutt's genes may make them healthier based on a theory known as "hybrid vigor." Many vets agree that mutts are less likely to have a high dose of the purebred genetic material which can lead to increased risk of hereditary disorders. A study of more than 90,000 canines, published in the Journal of the American Veterinary Medical Association, found that purebred dogs were more likely than mutts to have genetic disorders, including cataracts and hypothyroidism.

Generally speaking mixed-breed dogs have fewer health issues than pure breed dogs because there is less inbreeding, which results in fewer hereditary and genetic health conditions. With that said every dog is susceptible to expensive health problems. Mutts aren't as prone to genetic and hereditary issues as purebred dogs, but they're just as active and are still susceptible to some expensive health issues.

Condition Cost to Treat
Canine Cancer $3,000 to $20,000
Cardiac Issues $1,000 to $20,000
Hip Dysplasia $4,000 to $6,000
Torn Ligament $3,000 to $6,000
Broken Bones $200 to $5,000
Stomach Bloat $1,500 to $7,000

Source: Dog Health Conditions


Pet Insurance for Mixed Breed Dogs


As you can see from the list of potential health issues above, veterinary care can cost thousands of dollars if your dog gets sick or injured. The best way to protect your mutt from potential health issues is to enroll in a pet insurance policy while they are young and healthy. We've evaluated every pet insurance company and plan and found the top five best companies for mixed breeds. Pet health insurance pays for expensive veterinary treatment when your mutt gets sick or injured. It's beneficial to you, your veterinarian and most importantly your dog!

Best Pet Insurance for Mixed Breed Dogs

★★★★★


What Coverage Should You Should Have?

These are the most important pet insurance coverages you should have as the proud owner of a mixed breed dog. Below is an overview of what standard pet insurance plans cover.

Coverage Standard
Accidents
Emergency Care
Illnesses
Cancer Coverage
Prescription Meds
Orthopedic Issues
Hereditary Conditions
Routine Care O
Pre-Existing Conditions
  • ✓ - Included
  • O - Optional
  • ✕ - Excluded

Note: Some companies allow you to add wellness and routine care coverage for an additional charge. No pet insurance companies cover pre-existing conditions.


How Much Does it Cost?


Another benefit of owning a healthy, mixed breed dog is that they are less expensive to insure. Because mixed breeds are less susceptible to hereditary and genetic disorders their risk of long-term, expensive veterinary care is less than their purebred brethren. 

Seattle, WA White Plains, NY Austin, TX
$38/month $42/month $39/month

Note: Major medical coverage for a three year-old mixed breed dog

Source: Pet Insurance Cost


Customer Reviews & Stories


"When we adopted our golden mix Bear I immediately enrolled him in a Healthy Paws pet insurance plan..." Read Bear's full story

"My wife would pay anything for Cal so I decided it would be wise to get pet insurance..." Read Cal's full story

Source: Pet Insurance Reviews

 

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Common Pet Health Problems


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