Sam's Club Pet Insurance

* For most states. In some states, Spot plans have a next-day waiting period for accidents in CA, DE, LA, ME, MS, MT, NE, NH, OH, PA, and WA.

1. The $25 gift card is subject to eligibility and is not available in all states. Visit spotpet.com/sams-gc-terms for more details.

2. Special pricing is only available with the Spot Pet Rx Program. Not available in Puerto Rico. Visit spotpet.com/rx-terms for more details.

3. 15% discount available in most states, except in CA, NY, where the discount is 10%, and WA, where the discount is 5%. Discount is not available in TN or Puerto Rico.

4. 10% multi-pet discount applies to all pets after the first. Discounts vary and are subject to change.

5. If a condition is curable, cured, and goes free of symptoms and treatment for 180 days, it may be eligible for coverage if it happens again in the future, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered.

This is a summarized overview. For detailed terms and conditions, visit https://spotpetins.com/sample-policy. Pre-existing conditions are not covered, and various terms such as waiting periods, deductibles, co-insurance, benefit limits, and exclusions may apply. Products, schedules, rates, and discounts are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address. Insurance plans are underwritten Independence American Insurance Company (NAIC #26581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254) or United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and are produced by Spot Pet Insurance Services, LLC. (NPN # 19246385. 990 Biscayne Boulevard Suite 603, Miami, FL 33132. CA License #6000188).

Pet Insurance Quotes LLC is a licensed insurance producer, not an insurer. In Alabama, Pet Insurance Quotes LLC does business as Pet Services Quotes LLC (AL License No. 3002631192). In California, Pet Insurance Quotes LLC does business as PIQ Insurance Services LLC (CA License No. 6011248). In New York, Pet Insurance Quotes LLC does business as Pet Services Quotes (NY License No. PC-1807278). In Pennsylvania, Pet Insurance Quotes LLC does business as Pet Services Quotes LLC d/b/a Pet Insurance Quotes (PA License No. 1141510).