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ASPCA Pet Health Insurance vs. FIGO

ASPCA and FIGO PET INSURANCE, LLC* (FIGO) are two of the best pet insurance plans in America. Learn More

ASPCA Pet Insurance

 Figo Pet Insurance

Average Price

$25 - 54/mo.


$20 - 35/mo.


A.M. Best Rating A NA
BBB Rating A+ A+
Customer Satisfaction NA 89%
Total Reviews NA 312 reviews
Deductible $100 - 500 $50 - 500
Reimbursement 70 - 90% 70 - 100%
Annual Limit $5k - Unlimited $10k - Unlimited
Profile Page
ASPCA Overview Figo Overview
Waiting Period for Accidents 1 day 5 days
Waiting Period for Illnesses 14 days 14 days
Waiting Period - Orthopedic
14 days
6 mos. for knees
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
Optional X
Vet Restrictions None None


Pet insurance does not cover pre-existing conditions

Notes & Disclaimers

*d/b/a FIGO PET INSURANCE AGENCY, LLC in California. Availability of this program is subject to each state’s approval. Terms and conditions of coverage may vary by state.

FIGO Pet Insurance® and the FIGO PetCloud® are registered trademarks of FIGO Pet Insurance, LLC and in California FIGO Pet Insurance Agency LLC.

We are not an appointed producer and cannot sell, solicit or negotiate this product.

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