Congenital Condition – Pet Insurance Terms
A congenital condition, or congenital disorder, is a health condition that is present at birth or that develops during the first month of a puppy or kitten’s life. Not to be confused with a hereditary disorder, is a condition that is passed down to a puppy or kitten from their parents that manifests later in life.
The good news is that both congenital conditions and hereditary disorders are both covered by pet health insurance plans (just make sure you enroll before your pet shows clinical signs).
Congenital conditions and defects can occur for no known reason, can be inherited or can be caused by environmental factors.
Real Life Examples
Some common congenital disorders include congenital heart conditions and organ defects. Sample congenital conditions and the average cost of treatment.
|Congenital Condition||Cost to Treat|
|Elbow Dysplasia||$3,000 to $6,000 per elbow|
|Cherry Eye||$500 to $1,000 per eye|
|Disc Disease||$3,000 to $9,000|
|Congenital Heart Disease||$15,000 to $20,000|
|Liver Disease||$2,000 to $5,000|
Source: Dog Health Conditions