Orthopedic Conditions in Pets
What is an Orthopedic Condition?
An orthopedic condition refers to health conditions that involve the musculoskeletal system. The musculoskeletal system is made up of the body’s bones (the skeleton), muscles, cartilage, tendons, ligaments, and joints. Most pet insurance companies have 6-12 month waiting periods for orthopedic conditions to avoid adverse selection. This is one of the many reasons it’s important to enroll your pet while they are young and healthy.
However, if you’d like to reduce the 6-12 month waiting period many companies allow you to submit an orthopedic exam waiver after enrollment. This waiver will waive the 6-12 month waiting period if your pet is found to be healthy during the exam.
Common Orthopedic Issues in Pets
Orthopedic conditions are most common in large breed dogs where treatment can cost as much as $5,000 or more depending on the issue and severity. However, small dogs and cat are also susceptible to orthopedic injuries and conditions.
Here is a list of some of the most common orthopedic conditions suffered by dogs and cats to give you an idea of what surgery may cost if your pet ever suffers from an orthopedic condition.
- Hip Dysplasia – $4,000 to $6,000
- Elbow Dysplasia – $3,000 to $5,000
- Intervertebral Disc Disease – $3,000 to $9,000
- Luxating Patella – $1,500 to $3,000
- Degenerative Spinal Stenosis – $2,500 to $5,000
Source: Dog Health Conditions
Pet Insurance Coverage for Orthopedic Conditions
As you can see, orthopedic issues are common and can be extremely expensive if your pet needs surgery. The good news is that veterinary care has never been better, so most orthopedic issues can be treated and your pet can enjoy an improved, long quality of life.
Even better news is that orthopedic conditions are covered by pet insurance, so if your beloved dog or cat needs a hip replacement or back surgery, you’ll be covered!