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Pet Insurance in Puerto Rico

chihuahua dog in puerto rican flag outfit

Pet Insurance Overview

The Commonwealth of Puerto Rico is a beautiful place to live and the perfect place to raise dogs and cats. There are plenty of outdoor activities to indulge in with your four legged friends including walks on the beach and hikes in the mountains. But with all of the sun and fun activities it’s inevitable that at some point your pet will need veterinary care. In fact, one out of three pets require emergency care every year and every six seconds a pet owner is faced with a vet bill over $1,000!

Which Plan is Best?

The bad news is there is only one pet insurance provider that offers coverage for dogs and cats in Puerto Rico. The good news is that Trupanion provider is one off the highest rated providers in North America!

Each company’s rating is based on a scoring system that evaluates 30 attributes of a pet insurance company that includes coverage, cost, customer satisfaction and company.

The right plan will pay up to 90% for unfortunate health issues your pet may encounter. Much like home or auto insurance you hope you don’t need to use it, but if you do need to file a claim it can be a financial life saver.

Veterinary Care in Puerto Rico

Pet health insurance helps pay for vet bills if your dog or cat gets sick or injured. It’s no surprise that the most expensive veterinary treatments are for major accidents and illnesses. Veterinary care has never been better, but the cost of treatment is out of reach for many pet parents. This is why pet health insurance is such a great investment. It pays 90% of your actual vet bills, which can save you thousands if your dog or cat gets sick or injured.

Veterinary Costs in Puerto Rico

Condition Puerto Rico U.S.
Patellar Luxation Surgery $1,000  $1,500 – $2,500


Source: Living in Puerto Rico – Finding a Veterinarian

How Much Does It Cost?

The cost of pet insurance depends on two key factors: your pet and your zip code. Pet insurance companies rate the cost on how likely your pet is to suffer from a hereditary issue (like cancer) and the cost of treatment where you live. Here are some samples of prices across the state for a three year-old mixed breed dog.*

San Juan Carolina Caguas
$29/mo. $29/mo. $29/mo.


*Prices based on $500 deductible and 90% reimbursement rate.

Learn More: Pet Insurance Cost


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Note: We are not currently licensed in Puerto Rico and this page serves for general informational purposes only.

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