Trupanion Pet Insurance
Overall Rating:
Total Reviews:
Accident & Illness Coverage:
Wellness Coverage:
Average Price Range:

Trupanion Pet Insurance

Founded and run by pet lovers, Trupanion is one of the fastest growing pet medical insurance provider in North America. Headquartered in Seattle, Washington, Trupanion is the only pet insurance company that is publicly traded. If you want to purchase a plan and buy some stock its ticker symbol TRUP on the NASDAQ Exchange.

Trupanion Pet Insurance Reviews

Overall Rating

Read some of the most recent Customer Reviews (below) from real pet parents just like you!


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Customer Reviews


If you’re looking for excellent accident and illness coverage then Trupanion insurance is a great choice. Here is a detailed breakdown of how we evaluate Trupanion coverage.

Coverage Notes

Accident and Illness Coverage

Trupanion offers excellent accident and illness coverage for dogs and cat. Here is a quick overview of policy details to give you an idea of what to expect when you enroll in Trupanion.

Coverage Highlights

Additional Coverage Options

Recovery and Complementary Care Rider

  • Acupuncture
  • Behavioral Modification
  • Chiropractic
  • Homeopathy
  • Hydrotherapy
  • Physical and rehabilitative therapy

Pet Owner Assistance Package

  • Advertising and reward
  • Boarding fees
  • Liability coverage for third-party property damage
  • Cremation or burial
  • Holiday vacation cancellation costs

Coverage Details

Trupanion Sample Policies (Updated November 2016)

The Trupanion policy allows you to enroll your pet from birth for true lifelong coverage. All cats and dogs under 14 years of age are eligible to enroll for lifelong coverage.

Accident & Illness Coverage:
Wellness Care Coverage:
Deductible Options:
$0 - $1,000
Reimbursement Options:
Hereditary Disorders:
Minimum Age for Enrollment:
No Minimum
Maximum Age for Enrollment:
14 Years
Waiting Period Accidents:
5 Days
Waiting Period Illnesses:
30 Days
Waiting Period Orthopdic:
30 Days
Policy Exclusions:
Listed Below

Enrollment Requirements

Trupanion Enrollment Requirements

You must provide all medical history and records associated with your pet. You also authorize Trupanion to contact any and all veterinary clinics or hospitals in your area to obtain all available medical records that exist for your pet. Trupanion allows pets to enroll from the time of birth to their 14th birthday.


Trupanion offers one of the best major medical coverage options in the U.S. However, they are also one of the most expensive companies in the market today. Trupanion also charges a one-time administration fee of $35.00 at the time of enrollment.

Costs vary by age, breed and zip code.

See How Much It Will Cost You

Sample Premiums


3 year old mixed breed:
5 year old Labrador retriever:


4 year old mixed breed:
5 year old Maine coon:

See How Much It Will Cost You

About Trupanion Pet Insurance

Trupanion offers one simple and comprehensive accident and illness plan to help you provide the medical care that your pet needs. Trupanion’s policy covers eligible expenses at 90% of the actual cost with no payout limits of any kind. You can also choose your deductible and reimbursement rate to fit your budget and goals.

Policy Options:

Company Profile

Trupanion was founded in Trupanion was founded by current CEO Darryl Rawlings as Vetinsurance in Canada in 1999. In 2005 the company re-branded to Trupanion and began selling plans in the U.S. Trupanion is a founding member of the North American Pet Health Insurance Association (NAPHIA).


Seattle, Washington
Year Founded:
Darryl Rawlings